问题 多项选择题

假设某银行体系:(1)原始存款总额为100万元;(2)法定准备金额为8%;(3)现金漏损率为10%;(4)超额准备金率为2%;(5)定期存款准备金率为4%;(6)定期存款总额为20万元。

 

商业银行创造派生存款的条件包括()

A.银行创造信用流通工具

B.部分准备金制

C.零准备金制

D.现金结算

E.非现金结算

答案

参考答案:A, B, E

解析:

商业银行创造派生存款条件:银行创造信用流通工具、部分准备金制、非现金结算。

阅读理解

International travelers, whether traveling for business or pleasure, will find themselves solo from time to time. Here are a few ways to meet new people and perhaps even get new travel chances.

Make yourself friendly

Be relaxed and polite. Remember to put yourself in social activities. Restaurants, shops and parks are all great places to meet people. If you want to make local friends in a country, stay near the place the locals often visit.

Show your photo album(影集)

Keep a small photo album in your bag when you travel. Photos of family, friends and pets will help your new friends learn more about you and give you things to talk about. They will share their own stories with you, and it will help you learn more about your new friends.

Share something special

Can you help your new friends improve their Chinese? Can you cook a traditional Chinese meal? By sharing your skills, you can have a close friendship with your new friends that they won’t soon forget.

Give some gifts

Many foreigners love Chinese goods but have to pay a lot when buying them in their homeland, so you’d better prepare some gifts such as silks, tea and works of art. They are always popular.

Exchange flats

If you and your new friends get along well, you can give them your information and plan to exchange flats for your next trip. Then you can visit their countries and stay in their houses while they stay in yours. In this way you will improve your friendship and live like a local abroad, but pay less for traveling.

小题1:The underlined word “solo” in the passage means “__________”.

A.free

B.alone

C.worried

D.close小题2:In which way can’t a photo album help you?

A.Giving you a topic to talk about.

B.Clearing your worries about your pets.

C.Helping your new friends to learn more about you.

D.Encouraging (鼓励) your new friends to talk about themselves.小题3:From the passage we can learn that __________.

A.exchanging flats is popular in China

B.goods in foreign countries are cheaper

C.sharing your special skills can help you develop friendship

D.international travelers always get into trouble小题4:This passage is mainly about how to ___________.

A.travel more often both at home and abroad

B.improve friendship with foreigners

C.make friends when traveling in foreign countries

D.prepare for a business trip

单项选择题