问题 问答题

1999年1月间,某商业银行A市分行某办事处(相当于县级支行)办公室主任陈某与其胞弟密谋后,利用工作上的便利条件,盗用该银行已于1年前公告作废的旧业务印鉴和银行现行票据格式凭证,签署了金额为100万元的银行承兑汇票1张,出票人和付款人及承兑人记载为该办事处,汇票的到期日为同年6月底,收款人为某省对虾公司。该公司为陈某胞弟所承包经营的企业。陈某将签署的汇票交给了该公司后,该公司请求某外贸公司在票据上签署了保证,并持票向某城市合作银行申请贴现。该合作银行扣除利息和手续费后,把贴现款96万元支付给了对虾公司。汇票到期,城市合作银行向A市分行某办事处提示付款,遭拒绝。
问:

本案的票据行为有哪些其效力如何为什么

答案

参考答案:本案的票据行为有:①陈某伪造签章进行的出票和承兑行为。相对于A市分行某办事处的现行有效公章而言,陈某使用的作废公章应定为假公章。出票和承兑行为属伪造,行为本身无效。②某外贸公司的票据保证行为有效。③对虾公司的贴现行为(转让背书)有效。虽然该公司(代表人)恶意取得票据,不得享有票据权利,但其背书签章真实,符合形式要件,且有行为能力,故有效。

阅读理解

What happens inside the skull of a soccer player who repeatedly heads a soccer ball? That question motivated a challenging new study of the brains of experienced players that has caused discussion and debate among soccer players, and some anxiety among those of us with soccer-playing children.

For the study, researchers at the Albert Einstein College of Medicine in New York selected 34adults, men and women. All of the volunteers had played soccer since childhood and now competed year-round in adult soccer leagues. Each filled out a detailed questionnaire developed especially for this study to determine how many times they had headed a soccer ball in the previous year, as well as whether they had experienced any known concussions (脑震荡) in the past.

Then the players completed computerized tests of their memory and other learning skills and had their brains scanned, using a complicated new M.R.I. technique which can find structural changes in the brain that can't be seen during most scans.

According to the data they presented at a Radiological Society of North America meeting last month, the researchers found that the players who had headed the ball more than about 1,100 times in the previous 12 months showed significant loss of white matter in parts of their brains involved with memory, attention and the processing of visual information, compared with players who had headed the ball fewer times.

This pattern of white matter loss is "similar to those seen in traumatic (外伤的) brain injury", like that after a serious concussion, the researchers reported, even though only one of these players was reported to have ever experienced a concussion.

The players who had headed the ball about 1,100 times or more in the past year were also generally worse at recalling lists of words read to them, forgetting or fumbling the words far more often than players who had headed the ball less.

小题1:The passage is most probably a______.

A.news report

B.research report

C.story for soccer players

D.text for doctors小题2:In which way can we find the structural changes in the brain?

A.Computerized test.

B.Questionnaire..

C.Scanning.

D.M.R.I. technique.小题3:From the passage we can conclude that frequent heading may have_____.

A.significant effect on brain

B.little effect on one's brain

C.nothing to do with the brain injury

D.one's memory improved小题4:What is likely to be the cause of memory loss?

A.Playing soccer frequently.

B.Tests of their memory.

C.White matter loss.

D.Information processing.小题5:The underlined word "fumbling" is closest in meaning to______.

A.remembering

B.misunderstanding

C.recalling

D.missing

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