问题 多项选择题

下列各项中,属于商业银行信用风险的有()。

A.债务未能如期偿还造成的风险

B.金融资产价格波动带来的风险

C.员工操作不当造成的风险

D.结算过程中发生的结算风险

E.国家政局变动引发的风险

答案

参考答案:A, D

解析:信用风险是指债务人或交易对手未能履行合同规定的义务或信用质量发生变化,影响金融产品价值,从而给债权人或金融产品持有人造成经济损失的风险。作为一种特殊的信用风险,结算风险是指交易双方在结算过程中,一方支付了合同资金但另一方发生违约的风险。B项属于市场风险;C项属于操作风险;E项属于国别风险。

单项选择题

"It’s no use, Mum," said Johnny. "I’m just no good at dancing."

"You’ve got to keep trying. Tonight will be (1) , dear. Try a turn with that pretty Lisette. "

Johnny (2) . Every Saturday night used to be the best of the week. He and his parents went to the (3) at the Club, where his hero, Alcide, played the accordion with the band. But lately everything had changed. Now that Johnny was older, he was (4) to dance with a girl!

(5) Johnny and his parents arrived at the Club, music had already started. Johnny got up his (6) to approach Lisette. "May I have this dance" Johnny asked. "That’s all right."said Lisette. Johnny struggled to keep up with Lisette’s (7) steps, but he was always one beat behind her. Then Johnny heard his friend Pierre say, "Look! Johnny has two left feet!" (8) burst from the crowd. Johnny (9) and ran outside, determined never to go to another dance.

The next Saturday, Alcide (10) to Johnny’s house for some potatoes. He happened to hear Johnny playing the accordion. Alcide’s eyes (11) . "Bring that accordion and play some songs tonight," Alcide said. Then he drove off, leaving Johnny staring open mouthed (12) him.

At the Club, Johnny scanned the crowd for Lisette and (13) her. The band played for a long time before Alcide said, "Dear friends, I got a (14) for you tonight. Young Johnny is going to join us!" (15) , Johnny stepped up on the platform, his eyes on the floor. He began to play, and the band (16) behind him. When the song ended, he heard cheers. Johnny kept playing until the dance was (17) . "You did a fine job tonight. Play with us again next Saturday night, " Alcide said. "Yes, sir! " said Johnny. (18) he went outside, Johnny saw Lisette and her friends near the door. Lisette stepped (19) , smiling. "You played really good tonight!" she said."Thank you," Johnny blushed. As he walked on, Pierre (20) moved out of the way for him to pass.Johnny patted his accordion. Come to think of it, in his whole life, he had never once seen Alcide out on the dance floor.

2().

A.answered

B.sighed

C.smiled

D.laughed

单项选择题