问题 单项选择题 案例分析题

一艘装载皮革与烟叶的船舶,遭遇海难,大量海水浸入船舱,皮革腐烂。海水虽未直接接触包装烟叶的捆包,但由于腐烂皮革的恶臭,使烟叶完全变质。当时被保险人以海难为近因要求保险人全部赔付,但保险人却以烟叶包装没有水渍的痕迹为由拒赔。最后交由法院判决。

本案中烟叶全损的近因是()

A.烟叶包装不良

B.皮革腐烂

C.皮革与烟叶同船

D.海难

答案

参考答案:D

解析:对于多种原因造成的损失,持续地起决定或有效作用的原因为近因。即海难是烟叶全损的近因。

阅读理解

阅读理解。

     The common cold is the world's most widespread illness. The most widespread mistake of all is that

colds are caused by cold weather. They are not. They are caused by viruses (病毒) passing on from person

to person. You catch a cold by coming into contact, directly or indirectly, with someone who already has

one.

     If cold weather causes colds, it would be reasonable to expect the Eskimos to suffer from them forever.

But they do not. And in isolated Arctic regions explorers (探险者) have reported being free from colds until

coming into contact again with the outside world by way of packages and mails dropped from airplanes.

During the First World War soldiers who spent long periods in the trenches, cold and wet, showed no

increased tendency to catch colds. In the Second World War prisoners at the notorious Auschwitz

concentration camp, naked and starving, were extremely surprised to find that they seldom had colds.

     At the Common Cold Research Unit in England, volunteers took part in the experiments in which they

gave themselves to the discomforts of being cold and wet for long stretches of time. After taking hot baths,

they put on bathing suits, allowed themselves to be with cold water, and then stood about dripping wet in

drafty rooms. Some wore wet socks all day while others exercised in the rain until close to exhaustion. Not

one of the volunteers came down with a cold unless a cold virus was actually dropped in his nose.

     If, then, cold and wet have nothing to do with catching colds, why are they more frequent (often) in the

winter? Despite the most painstaking research, no one has yet found the answer. One explanation offered by

scientists is that people tend to stay together indoors more in cold weather than at other times, and this makes

it easier for cold viruses to be passed on.

     No one has yet found a cure for colds. There are drugs and pain suppressors such as aspirin, but all they

do is to relieve the symptoms (症状).

1. Are the common colds caused by cold?

    ______________________________________

2. When may Arctic explorers catch colds? 

    ______________________________________

3. How many kinds of people does the writer mention when explaining his idea? 

   ______________________________________

4. Why are the colds more frequent in the winter? 

    ______________________________________

5. What is the key point of this passage? 

    ______________________________________

单项选择题