问题 单项选择题

赵某购买一套商品住宅,成交价格为50万元,首期付款为房价的30%,余款向银行抵押贷款。该贷款的贷款期限为10年,贷款年利率为6%,采用按月等额还款方式偿还。

若第5年末赵某决定提前偿还全部贷款余额,此时的贷款余额为( )元。

A.172858

B.182786

C.192858

D.201006

答案

参考答案:D

解析: 本题考查贷款余额的计算。n=10×12=120,m=5×12=60,n-m=60,Pm=A(P/A,i,n-m)=3886(P/A,0.5%,60)=201006。

阅读理解

Nanjing-style paper cutting is an important part of Chinese paper cutting. It is known for its different designs, simplistic but graceful shapes, finely cut lines and unique skills. Zhang Fanglin is a leading figure in the Nanjing-style paper cutting. Zhang was born in a paper-cutting family. He is the fourth generation to continue the family’s paper-cutting skills. Taught by his father, he began to learn paper cutting in his childhood. In 1963 when he was only 14 years old, he started his artistic career in a local folk handicraft factory. Over the past decades, Zhang has created many works and developed excellent skills. In 1985, Zhang was admitted into Nanjing Municipal Fine Arts Company, creating and designing paper cuts. Throughout his artistic career, Zhang has absorbed characteristics and elements(元素)of various styles of paper cutting and created a large number of creative paper-cutting works. Thanks to his great contributions, he won many national prizes and was awarded the title of “National Master Artist in Handicraft Art”.

As a leading figure, Zhang Fanglin has been invited to more than 30 countries and regions around the world, showcasing his paper-cutting skills. In the 2010 Shanghai World Expo, Zhang showcased his new creations of gold foil-embedded paper cutting works.

小题1:What is the passage mainly about?

A.Chinese paper cutting.

B.Nanjing-style paper cutting.

C.A paper cutting family.

D.A paper cutting artist.小题2:How old was Zhang Fanglin when he was admitted into Nanjing Municipal Fine Arts Company?

A.36.

B.14.

C.22.

D.18.小题3:What can we infer from the passage?

A.Nanjing-style paper cutting is the most important part of Chinese paper cutting.

B.Zhang is a creative artist who knows different styles of paper cutting well.

C.Zhang won many international prizes because of his great contributions.

D.All the members of the family taught Zhang how to design paper cuts.

名词解释