问题 单项选择题

案例七:刘先生与金女士一家属于高收入高消费的家庭。其中,刘先生今年46岁,为某公司总经理;金女士今年43岁,待业;儿子刘小明今年20岁,某大学本科市场营销专业在读大二学生。
(1)收支情况:
刘先生,月收入(税前)为18000元,每年红利40万元(税前)。此外,刘先生一家每年可以取得利息收入11万元(税后),房租收入4.6万元(税后),其他收入5万元(税后)。刘先生一家每年养老保险支出125000元,教育费支出30000元,机动车保险支出15000元,每月生活开支为20000元,老人每月赡养费为4000元。同时,刘先生一家还集体到国外旅游花销15000元。
(2)资产负债情况
刘先生一家现有一套价值为80万元的自用住房和一套价值为47万元投资性房地产。同时,刘先生有一辆价值65万元的自用汽车。现金及活期存款200万元,定期存款400万元。负债只有信用卡消费1万元。
刘先生投资了南方钢铁公司1000股股票,他预期南方钢铁公司未来3年股利为零增长,每年股利为12元。预计从第四年开始转为正常增长,增长率为4%。目前无风险收益率为5%,市场平均股票要求收益率为15%,南方钢铁公司股票的标准差为2.7843,市场组合的标准差为2.3216,两者的相关系数为0.8576。
(3)保险状况
刘先生:年缴保费为11.7万元、缴费期限20年、保障终身,意外身故250万元、疾病身故200万元的商业保险,已缴费10年。同时,刘先生购买的养老保险现价值为60万元。
金女士:原所在单位为其办理年并缴费10年的国家基本养老、医疗保险。
儿子:“世纪栋梁”子女教育保险,附加意外伤害和意外伤害医疗保险,保额20万元,附加意外伤害和医疗4万元,缴费期限20年,保险期限20年,年缴保费8000元。
根据案例七,回答60~78题:

为了满足儿子3年后回国自主创业的需要,准备启动资金大约需要50万元;在理财师的建议下,拟每年用一部分结余投资于3年期限的定期定额基金,假设年平均报酬率为15%左右,每年需要拿出( )万元结余投资于该基金。

A.11.40

B.12.40

C.13.40

D.14.40

答案

参考答案:D

解析: 3n,15i,50FV,CPT PMT-14.40。

多项选择题
单项选择题

Cultural responses to modernization often manifest themselves in the mass media. For example, Aldous Huxley, in Brave New World, created a fictional world in which he cautioned readers that modern science and technology posed a threat to individual dignity. Charlie Chaplin’s film Modern Times, set in a futuristic manufacturing plant, also told the story of the dehumanizing impact of modernization and machinery. Writers and artists, in their criticisms of the modern world, often point to technology’s ability to alienate people from one another, capitalism’s tendency to foster greed, and government’s inclination to create bureaucracies that oppress rather than help people.

Among the major values of the modern period, four typically manifest themselves in the cultural environment: celebrating the individual, believing in rational order, working efficiently, and rejecting tradition. These values of the modern period were originally embodied in the printing press and later in newspapers and magazines. The print media encouraged the vision of individual writers, publishers, and readers who circulated new ideas. Whereas the premodern period was guided by p beliefs in a natural or divine order, becoming modern meant elevating individual self-expression to a central position. Along with democratic breakthroughs, however, individualism and the Industrial Revolution triggered modern forms of hierarchy, in which certain individuals and groups achieved higher standing in the social order. For example, those who managed commercial enterprises gained more control over the economic ladder, while an intellectual class of modern experts, who mastered specialized realms of knowledge, gained increasing power over the nation’s social, political, and cultural agendas.

To be modern also meant to value the capacity of organized, scientific minds to solve problems efficiently. Progressive thinkers maintained that the printing press, the telegraph, and the railroad in combination with a scientific attitude would foster a new type of informed society. At the core of this society, the printed mass media, particularly newspapers, would educate the citizenry, helping to build and maintain an organized social framework. Journalists strove for the premodern ideal through a more fact-based and efficient approach to reporting. They discarded decorative writing and championed a lean look. Modern front-page news de-emphasized description, commentary, and historical context. The lead sentences that reported a presidential press conference began to look similar, whether they were on the front page in Tupelo, Mississippi, or Wahpeton, North Dakota. Just as modern architecture made many American skylines look alike, the front pages of newspapers began to resemble one another.

Finally, to be modern meant to throw off the rigid rules of the past, to break with tradition. Modern journalism became captivated by timely and immediate events. As a result, the more standardized forms of front-page journalism, on the one hand, championed facts and current events while efficiently meeting deadlines. But on the other hand, modern newspapers often failed to take a historical perspective or to analyze sufficiently the ideas underlying these events.

The author seems to suggest that()

A.the mass media have created the modern culture

B. modern culture have revolutionized the mass media

C. technology has changed the role of the mass media

D. the mass media are often critical of the modern culture