| 案例四：孙先生与张女士均为外企职员，家中有一个8岁男孩，夫妇俩的税后家庭年收入约为40万元。2001年夫妇俩购买了一套总价为90万元的复式住宅，该房产还剩10万左右的贷款未还，因当初买房时采用等额本息还款法，孙先生没有提前还贷的打算。夫妇俩在股市的投资约为70万元(现值)。银行存款25万元左右；每月用于补贴双方父母约为2000元；每月房屋按揭还贷2000元，家庭日常开销在3000元左右，孩子教育费用1年约1万元左右。为提高生活情趣，孙先生有每年举家外出旅行的习惯，花费约12000元左右。 根据案例四，回答34～40题： |
孙先生夫妇家庭的投资与净资产比率为( )。
A．0.35
B．0.4
C．0.45
D．0.55
参考答案：B
解析： 净资产总额：现金与现金等价物+其他金融资产+个人资产-负债=250000+700000+900000-100000=1750000(元)；投资与净资产比率=投资资产÷净资产总额=700000÷1750000=0.4。
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| On Monday at 2: 35 p.m., a bus full of passengers was going to Bungalow.It was so 1 that you had to struggle even to get room to stand- 2 about a seat. At one stop, an old lady 3 the bus.She looked tired and I thought she was not 4 also.After a few minutes, her 5 were shaking slightly.She was looking around to find a 6 .She asked a few guys to let her sit because she had a problem of arthritis (关节炎)in her knees. 7 responded to her positively, so she was feeling helpless. I noticed she was facing a lot of 8 and she was trying to hide it but did not 9 .I was thinking of giving her my seat, but was fighting in my mind about why I should give her my seat.I 10 it myself: Because she is old and it's my duty to help her.But I 11 that this is Mumbai (孟买), where to help anybody may be dangerous.I was hesitating (犹豫)about it. Before I asked the lady to take my seat, an old man stood and 12 her his seat.The man, who traveled his rest journey standing, had only one leg. I found myself in an ocean of 13 and guilt-why didn't I help her?My journey ended but I still regretted that I wasted my time in thinking when it was the right thing to do. Now I 14 travel by bus and have decided to never waste time in thinking to help anybody whatever it results in.I will help although it is 15 to actually do. | ||||
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