问题 多项选择题

下列关于抵押贷款风险控制要点表述正确的有()

A.借款人的法律主体资格是否合法,防止主合同无效导致抵押合同无效的风险;

B.对客户提供的资料的合法性、真实性、有效性进行认真的审查,核对客户提供资料的复印件与原件是否相符,防止客户因道德风险,提供虚假的资料;

C.借款人有关联人或企业的,应认真审核关联人或企业与借款人之间的有关资料,防止关联人或企业的风险转嫁于借款人。

D.注意审查抵押人的合法资格和抵押物的所有权明晰情况,抵押人是否出具合法有效的股东会或董事会同意抵押决议书、财产共有人同意抵押意见书或承诺书,国有资产管理部门同意的抵押函等,防止无效抵押风险。

答案

参考答案:A, B, C, D

阅读理解

阅读理解。

     The most common disease in the world is the cold. It often starts with a sore throat (咽部疼痛). You

sneeze and your nose runs. You usually have a headache, too. Often you have a cough later. It's not a serious

disease, but you can feel quite bad.

     There isn't a cure (良药) for a cold, but you can take some medicine to make you feel better. For example,

you can take aspirin (阿司匹林) to get rid of (去除) your headache. It is good to rest. and to drink a lot of

water, too. A doctor once told me."With the right medicine. a cold will last for seven days. With no medicine,

it will go on for a whole week!"

     A long time ago, people understood that some plants made them feel better. For example, the juice of

lemons (柠檬) makes a sore throat feel better. In modern times, scientists have found out which chemicals (化学药品) are in them. Man, of our medicines today are made from those chemicals. There are some diseases

that we can't cure yet. And nobody has found a cure for old age. But because of modern medicines, the

average people now live longer than their grandparents.

1. A cold often starts with _______.

A. a headache

B. a cough

C. a pain in your throat

D. feeling a little cold

2. What should we do when we catch a cold?

A. We only take some medicine.

B. We should rest well,drink much water and have some medicine.

C. We just wait for a whole week.

D. We only need a good rest.

3. What makes a sore throat feel better?

A. The medicine aspirin.

B. A lot of water.

C. Something inside lemons.

D. The root of a plant.

4. What is the real meaning of the doctor's words?

A. There is almost no medicine that can cure the cold.

B. There is some medicine that can cure the cold.

C. You will feel well after a whole week when you take some medicine.

D. The cold is a serious disease.

5. From the passage.which of the following is not TRUE?

A. You can feel quite bad though the cold is not a serious disease.

B. We can get some medicine to get rid of our headache.

C. Even if you don't take any medicine,you will feel well after seven days.

D. People have found a cure for old age.

单项选择题