问题 多项选择题

符合公积金个人住房贷款贷款对象要求的有()。

A.按时足额缴存住房公积金并具有个人住房公积金存款账户

B.有稳定的经济收入,信用良好

C.有当地住房公积金管理部门规定的最低额度以上的自筹资金

D.有符合要求的资产进行抵押或质押

E.具有农村常住户口

答案

参考答案:A, B, C, D

解析:

申请公积金个人住房贷款应具备的基本条件为:

①具有城镇常住户口或有效居留身份;

②按时足额缴存住房公积金并具有个人住房公积金存款账户;

③有稳定的经济收入,信用良好,有偿还贷款本息的能力;

④有合法有效的购买、大修住房的合同、协议以及贷款银行要求提供的其他证明文件;

⑤有当地住房公积金管理部门规定的最低额度以上的自筹资金,并保证用于支付所购(大修)住房的首付款;

⑥有符合要求的资产进行抵押或质押,或有足够代偿能力的法人、其他经济组织或自然人作为保证人;

⑦符合当地住房公积金管理部门规定的其他借款条件。

选择题
阅读理解

The British people are among the world’s greatest readers of newspapers.It’s been the custom ever since most people could read.

But why do people want to do nothing but read while traveling to work in a train? Perhaps they are tired, or else they sit behind a newspaper to shut themselves off from the world.All the same, most men would notice a woman struggling with a heavy case and jump up to help her and a pretty girl sitting opposite wouldn’t escape their attention either.In this case a paper is useful because they can have a good look at her from behind it without her knowing.Perhaps they do nothing but read.There are stories of girls and young men who met in the rush hours, got married, and went on traveling in the same train hand in hand.

小题1:The main idea of this passage is that______.

A.people in Britain are great newspaper readers

B.why people read newspaper when they travel by train

C.people do nothing but read in a train

D.when people go to work in a train, they do different things小题2:According to this passage, reading newspaper______.

A.is a custom just among men who can read

B.is something the British do only traveling in a train

C.is a daily activity most people enjoy

D.can help people in many ways小题3:A man might be reading a newspaper in a train for the following reasons except that ______.

A.he is trying to get some business news

B.he wants to have a rest

C.he hopes to escape the attention of a pretty girl

D.he doesn’t want to talk with other people around him小题4:The writer said that most men in the train would help a woman struggling with a heavy thing.The implication(含义) is that ______.

A.It is interesting for a man to help a woman in trouble

B.it is considered a man’s duty to offer help to a woman in need

C.the woman is too weak to carry a heavy case

D.men are often more interested in other things than reading newspapers, especially when women are in trouble