问题 单项选择题

保险活动中诚信缺失的表现有()

①保险代理人只谈收益,不谈风险,对一些重要条款不作明显提示或说明;

②投保人在投保时对保险标的情况未做全部的如实告知;

③保险公司之间签订自律协议,并相互督促执行;

④保险公司在核保、理赔过程中严格实行“宽进严出”原则。

A.①②③

B.①②④

C.②③④

D.①②③④

答案

参考答案:B

判断题
单项选择题

Weak dollar or no, $ 46,000-the price for a single year of undergraduate instruction amid the red brick of Harvard Yard-is (1) But nowadays cost is (2) barrier to entry at many of America’s best universities. Formidable financial-assistance policies have (3) fees or slashed them deeply for needy students. And last month Harvard announced a new plan designed to (4) the sticker-shock for undergraduates from middle and even upper-income families too.

Since then, other rich American universities have unveiled (5) initiatives. Yale, Harvard’s bitterest (6) , revealed its plans on January 14th. Students whose families make (7) than $60,000 a year will pay nothing at all. Families earning up to $ 200,000 a year will have to pay an average of 10% of their incomes. The university will (8) its financial- assistance budget by 43%, to over $ 80m.

Harvard will have a similar arrangement for families making up to $180,000. That makes the price of going to Harvard or Yale (9) to attending a state-run university for middle-and upper-income students. The universities will also not require any student to take out (10) to pay for their (11) , a policy introduced by Princeton in 2001 and by the University of Pennsylvania just after Harvard’s (12) . No applicant who gains admission, officials say, should feel (13) to go elsewhere because he or she can’t afford the fees.

None of that is quite as altruistic as it sounds. Harvard and Yale are, after all, now likely to lure more students away from previously (14) options, particularly state-run universities, (15) their already impressive admissions figures and reputations.

The schemes also provide a (16) for structuring university fees in which high prices for rich students help offset modest prices for poorer ones and families are less (17) on federal grants and government-backed loans.

Less wealthy private colleges whose fees are high will not be able to (18) Harvard or Yale easily. But America’s state-run universities, which have traditionally kept their fees low and stable, might well try a differentiated (19) scheme as they raise cash to compete academically with their private (20) . Indeed, the University of California system has already started to implement a sliding-fee scale.

13()

A.pressured

B.ashamed

C.insecure

D.unhappy