问题 单项选择题

商业银行在中央银行的法定准备金存款,要按规定的调整日定期调整,当调整日按规定计算的应交法定存款准备金大于上一调整日所计算的法定存款准备金时,其()

A.超额准备金减少,可用头寸减少

B.超额准备金减少,可用头寸增加

C.超额准备金增加,可用头寸减少

D.超额准备金增加,可用头寸增加

答案

参考答案:A

解析:超额存款准备金是指商业银行在中央银行存款超过法定存款准备金的部分,是商业银行用于日常支付和债务清偿的资金。可用头寸=库存现金+超额存款准备金+存放同业。

阅读理解

阅读理解。

   The following Mini Course will give you lots of ideas on how you can turn your favorite hobby into a

business. Just choose the hobby that interests you from the following, and enjoy reading through the articles and information on your favourite topics.

   Dog ownership, training and care. Dog ownership can be both a hobby and a lifestyle decision.

There are many different types of dogs in this series of articles.

   Cat ownership and care. Owning a cat can also be both a hobby and a lifestyle choice. If you want to know more things about your furry friend before you buy a cat, please read this section of the website.

   Blogging. Blogging is a big business these days and it is one of the fastest growing hobbies today. But what exactly is a blog? In this series of articles, we'll look at blogs and they will make you interested in

blogs.

  Chess. Chess is a very popular hobby. You can get tips and ideas about chess after you read this series of articles, which can help you win at chess.

  Fishing. As a global pastime and hobby to millions, fishing is a big business. There are many fishing

techniques and much information in this series of articles. Please try. Maybe you can catch a big fish next

time.

1. The Mini Course will offer you the following except___________.      

A. information about dogs    

B. websites about cat ownership

C. articles about hobbies    

D. advice on reading

2.The articles about dogs may tell us________.

A. how to make a decision    

B. where to buy a dog

C. differences between dogs    

D. how to develop a hobby

3.The underlined word "pastime" means __________in Chinese.

A. 过时        

B.  消失        

C. 消遣          

D. 运动

4.The similarity(相似性)of blogging and fishing is that___________.   

A. they are big businesses    

B. they are growing fast

C. neither of them is popular  

D. neither of them needs equipment(设备)

选择题