下面保险业务中，保险人在承保时需要针对每笔业务制定单独费率的是（）。

A.企业财产保险

B.家庭财产保险

C.利润损失保险

D.海上保险

In foreign trade business, the trade terms CFR is often used,CFR is the abbreviation for ________.

A．cost,insurance and freight

B．commercial invoice

C．cost and freight

D．consular invoice