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简述逾期贷款真实性认定标准

答案

参考答案：

逾期贷款真实性认定标准是：

（1）逾期贷款是指借款借据或借款合同约定到期未归还的贷款（不包括呆滞、呆账贷款）。

（2）贷款展期后未到期，不作为逾期贷款。

（3）贷款到期（含展期后到期）后未归还，但同时满足下列条件的，应列为正常贷款：借款人生产经营活动正常，能按时支付利息；重新办理了借款手续；贷款担保有效；属于周转性贷款。

填空题

物流现代化的内容是（）和物流管理现代化。
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单项选择题

The common cold is the world’s most widespread illness, which is plagues that flesh receives.
The most widespread mistake of all is that colds are caused by cold. They are not. They are caused by viruses passing on from person to person. You catch a cold by coming into contact, directly or indirectly, with someone who already has one. If cold causes colds, it would be reasonable to expect the Eskimos to suffer from them forever. But they do not. And in isolated Arctic regions explorers have reported being free from colds until coming into contact again with infected people from the outside world by way of packages and mail dropped from airplanes.
During the First World War soldiers who spent long periods in the trenches, cold and wet, showed no increased tendency to catch colds.
In the Second World War prisoners at the notorious Auschwitz concentration camp, naked and starving, were astonished to find that they seldom had colds.
At the Common Cold Research Unit in England, volunteers took part in Experiments in which they gave themselves to the discomforts of being cold and wet for long stretches of time. After taking hot baths, they put on bathing suits, allowed themselves to be with cold water, and then stood about dripping wet in drafty room. Some wore wet socks all day while others exercised in the rain until close to exhaustion. Not one of the volunteers came down with a cold unless a cold virus was actually dropped in his nose.
If, then, cold and wet have nothing to do with catching colds, why are they more frequent in the winter Despite the most pains—taking research, no one has yet found the answer. One explanation offered by scientists is that people tend to stay together indoors more in cold weather than at other times, and this makes it easier for cold viruses to be passed on.
No one has yet found a cure for the cold. There are drugs and pain suppressors such as aspirin, but all they do is to relieve the symptoms.

The passage mainly discusses ______.

A. the experiments on the common cold
B. the fallacy about the common cold
C. the reason and the way people catch colds
D. the continued spread of common colds
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