问题 多项选择题

以下说法中正确的是()。

A.对同一借款人的贷款余额与商业银行资本余额的比例不超过20%

B.银行可以利用拆入奖金发放固定资产贷款或用于投资

C.商业银行向关系人发放担保贷款的条件不得优于其他借款人同类贷款的条件

D.商业银行在中华人民共和国境内不得从事信托投资和证券经营业务

E.商业银行办理票据承兑、汇兑、委托付款等结算业务时,应当按照规定的期限兑现

答案

参考答案:C, D, E

解析:

对同一借款人的贷款余额与商业银行资本余额的比例不超过10%;禁止银行利用拆入资金发放固定资产贷款或用于投资。

单项选择题
阅读理解

Online clothes shoppers will be told exactly what size is best. for them using new software which combines with their web camera or smart phone to form a“3D tape measure”.

Scientists from Surrey University and design experts from the London College of Fashion are developing a program which can take precise (精确的) waist, hip, chest and other measurements from camera images.

Using the person’s height as a starting point,the software will be able to build up a 3D image and estimate their size at various different points on the body, based on their overall proportions.

The result will be a more accurate sizing guide than previous systems based on waist size or a “small/medium/large”scale, which rely on limited measurements and the buyer’s perception of their own body size.

Shoppers and retailers(零售商)who choose to sign up for the project could save millions of pounds a year in postage costs by removing the need to order multiple sizes of the same garment(服装) and send back ill-fitting clothes, researchers claimed.

The project, sponsored by the Engineering and Physical Sciences Research Council(EPSRC), is expected to be brought to market within two years.

After choosing an item, the shopper will activate the software, enter their height, stand in front of their webcam or smart phone in their underwear and take a photograph.

The software will not store or transmit the image to the internet, but will use it to judge the person’s dimensions at various points on their body.

Philip Delamore of the London College of Fashion said:“The potential benefits for the fashion industry and for shoppers are huge. Currently, it’s common for online shoppers to order two or three different sizes of the same item of clothing at the same time, as they’re unsure which one will fit best.”

小题1:What is the essential part of a 3D tape measure?

A.a software

B.a webcam

C.a microphone

D.a smart phone小题2:What can we learn about the 3D tape measure?

A.It will store or transmit the image to the internet.

B.It is based on the buyer’s perception of their size.

C.It will be a co-working production.

D.It uses a person’s weight as a starting point.小题3:Compared with the traditional sizing system, a 3D tape measure is_______.

A.quicker

B.more precise

C.more beautiful

D.more vivid小题4:How can the 3D tape measure benefit online shoppers?

A.Online shoppers will get their ordered garment in time.

B.Online shoppers will get their ordered garment more quickly.

C.Online shoppers will get an ordered garment of high quality.

D.Online shoppers will get an ordered garment to their measure.小题5:What is the right order for a shopper to form a 3D tape measure?

①to take a photo with a webcam

②to activate the software

③to enter his/her height

④to judge his size by analyzing his image

A.①②③④

B.②①③④

C.②③①④

D.②③④①