某出口公司接日本银行开来不可撤销信用证有下列条款:“Credit amount USD50000,according to invoice 75%to be paid at sight,the remaining 25% to be paid at 60 days aftershipment arrival.”出口公司在信用证有效期内,通过议付行向开证行提交了单据,经检验单证相符,开证行即付75%货款,计37500美元。但货到60天之后,开证行以开证人声称到货品质欠佳为理由,拒付其余25%的货款。请问:开征行拒付是否有道理为什么