具备开立基本存款账户资格的存款人大部分是具有民事权利能力和民事行为能力、并依法独立享有民事权利和承担民事义务的法人和其他组织，包括（）。
A、企业法人
B、军队
C、机关
参考答案：A, B, C
解析：依据《人民币银行结算账户管理办法》第十一条：具备开立基本存款账户资格的存款人大部分是具有民事权利能力和民事行为能力、并依法独立享有民事权利和承担民事义务的法人和其他组织，包括企业法人、机关、事业单位、社会团体、军队、武警部队、民办非企业组织（如不以盈利为目的的民办学校、福利院、医院）等。同时，考虑到有些单位虽然不是法人组织，但具有独立核算资格，有自主办理资金结算的需要，因此，《办法》也允许其开立基本存款账户，主要包括非法人企业（如具有营业执照的企业集团下属的分公司）、外国驻华机构、单位设立的独立核算的附属机构（如单位附属独立核算的食堂、招待所、幼儿园）等。
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| People in communities have slowly been pushed apart through the years, mostly because people simply aren't taking the time to say a simple "hello." After considering this phenomenon, I decided I was going to 1 the way I was doing things. My 2 came one morning when I was in the community library. I passed by a girl who 3 her books out of her locker. Thinking like most that someone else would help her pick them up, I continued my way. However, when I had to 4 because I stupidly forgot my book, I noticed she had just finished packing them up by herself. No one had stopped to 5 her. "OK," I thought to myself, "this is where I should have changed." My best opportunity came a few days later when I saw a man 6 by himself waiting for the library to open, so I sat down next to him and began a 7 . It was difficult to get started, and even when I had to say goodbye, almost every 8 from my new friend had a tone (语气) of doubt in it. And who could blame him? People aren't used to making an 9 chat with a stranger. But a change, no matter how 10 it is needed, doesn't just happen. It takes people like us to make it possible. I 11 you to take a small step out of your comfort zone and try to make someone's day a little brighter. Together, we can really make society come 12 as a whole. | ||||
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