It is often ____________that human beings are naturally equipped to speak. [ ]

A. said                        

B. to say    

C. saying                      

D. being said

几名下岗职工想自筹资金开办一家私营企业。根据现在的法律规定，筹划开办企业时， ( )行业是可以自行开办企业的。

A．金融

B．服装加工

C．邮电通讯

D．买卖烟草