问题 单项选择题 案例分析题

赵某于10月购买一套普通商品住房自住。经估价,该住房的市场价值为100万元。赵某申请住房公积金贷款。其住房公积金账户本息余额为20000元,9月个人缴纳的住房公积金为250元,单位缴纳的比例与Z同。赵某购买该住房时离法定退休年龄还有30年,预计赵某及其家庭成员在法定退休年龄内总共能缴纳的住房公积金为25万元。赵某所在地规定的住房公积金贷款最高额度为l5万元。赵某购买住房后,分别向甲、乙两个保险公司投保该住房的火灾保险,保险金额分别为64万元和56万元。

若该住房发生火灾,甲保险公司赔偿给赵某的赔偿额度为()万元。

A、46.6

B、50.O

C、53.3

D、640

答案

参考答案:C

解析:重复保险的分摊方式计算方法为:100×[64÷(64+56)]≈53.33(万元)。

多项选择题
单项选择题

(B)

My father was chief engineer of a merchant ship, which was sunk in Word War Ⅱ, The book Night of the U-boats told the story.

Memories

In September, 1940, my mother, sister and I went to Swansea, where my father’s ship was getting ready to sail. We brought him a family photograph to be kept with him at all times and keep him sale.

Then I remember my mother lying face down, sobbing. She had heard from a friend that the ship had been sunk by a torpedo(鱼雷).

I can remember the arrival of the telegram (电报), which in those days always brought had news. My grandmother opened it. It read, "Safe. Love Ted."

My most vivid memory is being woken and brought down to sit on my father’s knee, his arm in a bandage.

He was judged unfit to return to ea and took a shore job in Glasgow for the rest of the war. For as long as I can remember, he had a weak heart. Mother said it was caused by the torpedoes. He said it was because of the cigarettes, whichever, he died suddenly in his early 50s.

Ten years later I read Night of the U-bouts and was able to complete the story.

Torpedo

One torpedo struck the ship; Father was in the engine room, where the third engineer was killed. He shut down the engines to slow the ship making it easier for it to be abandoned.

By the time he got on desk (甲板) he was alone. Every lifeboat was gone except one which had stuck fast. When he tried to cut it free, it swung against the ship, injuring his hand and arm. He had no choice but to jump—still with the photograph in his pocket.

Three days later, he and other survivors were safe in Glasgow. All 23 with him signed the back of the photograph.

A Toast

In my room is the book and the photograph. Often, glass in hand; I have wondered how I would have dealt with an explosion, a sinking ship, a jump into a vast ocean and a wait for rescue Lest(以免)we forget, I have some more whisky and toast the heroes of the war.

The underling word "it" in Paragraph 6 refers to the father’s()

A. weak heart

B. taking a shore job

C. failure to return to sea

D. injury caused by a torpedo