问题 多项选择题

关于中小企业私募债的特征说法正确的有()。

A.不用行政许可。直接由证券公司自己做方案.就可以推向市场

B.募集资金用途没有任何限制.非常灵活

C.中小企业私募债发行主体为中小微企业。发行资质要求低。发行条件宽松

D.募集资金可以偿还贷款。也可补充企业流动资金

E.企业私募债在流动性上高于、在债券违约风险上低于高评级债券

答案

参考答案:A, B, C, D

解析:

总体来看,中小企业私募债作为理财工具具有以下特征:

(1)中小企业私募债的一大关键特点是不用行政许可,直接由证券公司自己做方案,就可以推向市场.证券公司的信用往往对私募债的信用产生较大影响。

(2)募集资金用途没有任何限制,非常灵活,可以偿还贷款,也可补充企业流动资金。

(3)中小企业私募债发行主体为中小微企业,发行资质要求低,发行条件宽松。企业私募债在流动性上低于、在债券违约风险上高于高评级债券,其较高的收益背后也伴随着较高的风险。

判断题
阅读理解

It’s hard not to feel cheated and over-charged when you receive unexpected roaming (漫游) charges while traveling abroad—whether they come from making phone calls or checking e-mails.

Jeff Gardner received an $ 11,000 bill from Verizon after spending four days in Jamaica. Before the trip, Mr. Gardner, who runs a fly-fishing business in Grayling, Michigan, said he called Verizon to find out what it would cost to use his cellphone for calls and his wireless card to check e-mails while in Jamaica. He said he was told that calls would be about $ 2 a minute and that there would be no extra charges for data as he was on an unlimited plan. The latter part turned out to be wrong.

“I don’t mind paying a fair amount for fair service, but $11,000 for four days is ridiculous,” said Mr. Gardner, who used his phone carefully and economically on the trip. He also tried to check and send e-mails using his wireless card, but quickly gave up after the e-mails didn’t go through. Still, his Verizon bill said more than 500,000 kilobytes (千字节) of data was delivered while he was in Jamaica, an amount Mr. Gardner said is 100 times what he normally uses in a month.

As travelers increasingly use smart phones abroad in the same way they do at home—to check e-mails, update Facebook and Twitter and pull up online maps—many are facing costly roaming fees, which providers charge when customers use their phones outside their service area. In fact, roaming charges have gotten so out of hand that the Federal Communications Commission has proposed a plan that would require wireless companies to send their customers a voice or text message when they are approaching their plan’s limit, when they have reached that limit and when they are starting to result in roaming fees.

小题1:Why did Jeff Gardner call Verizon before his trip to Jamaica?

A.To hand over his business.

B.To check his cellphone bill

C.To find out information about Jamaica.

D.To find out information about roaming charges.小题2:What does the underlined sentence in Paragraph 2 mean?

A.Extra charges were made for Jeff Gardner’s data delivery.

B.Jeff Gardner’s calls were charged over $2 per minute.

C.Jeff Gardner’s plan turned out to be limited.

D.Jeff Gardner had difficulty delivering data abroad.小题3:During the trip, Jeff Gardner______.

A.was careless with phone use

B.delivered no more data than at home

C.received quite poor e-mail services

D.frequently used his wireless card to send e-mails小题4:What should wireless companies do according to the Federal Communications Commission?

A.Make customers know when they’re outside their service area.

B.Get customers informed when they’re near the limit of their plan.

C.Stop serving customers when they’ve reached their plan’s limit.

D.Limit some services to reduce the amount of roaming charges abroad.