人力资本收益分配一般包括()。
A.员工薪资
B.福利
C.股票
D.期权
E.办公费
参考答案：A, B, C, D
— Would you have another cup of tea?
— ____. [ ]
A. That's all right
B. Sorry, you'd better not
C. No, I'd rather not
D. Yes, I'd like
某银行的利率采用复利，三年期存款年利率为12%，债券的利率为单利，若使得购买债券至少获得存款利息相等，则债券利率最低为( )。
A．12.36%
B．12.87%
C．13.22%
D．13.49%
