Many people think it necessary for people who are out of work ______so that they can acquire one

or more basic skills for survival in modern society.   [ ]

A. be reeducated  

B. being reeducated  

C. to be reeducated  

D. reeducated

个人贷款业务中，银行没有实物或第三方保障还款来源的是( )。

A．个人助学贷款

B．个人汽车贷款

C．信用卡透支

D．个人住房贷款