问题 单项选择题

原保险人必须根据( )合理确定承保限额。

A.自己的资本实力和偿付能力
B.再保险人的资本实力和偿付能力
C.投保人的实力
D.自留额

答案

参考答案:A

解析: 为了确保经营和财务稳定,原保险人必须根据自己的资本实力和偿付能力合理确定承保限额,限额以内的部分是原保险人可以承保的部分。即使是限额以内的部分,由于业务的风险等级不同,原保险人也可能面临较大的风险责任累积,还要考虑确定合理的自留额。对于限额以内的超自留部分,应该安排分保或者转分保。

单项选择题
单项选择题

Personality is to a large extent inherent. A-type parents usually (1) A-type offspring. But the environment must also have a profound effect (2) if competition is important to the parents, it is (3) to become a major factor in the lives of their children.

One place where children (4) A characteristics is school, which is, (5) its very nature, a highly competitive institution. Too many schools (6) the "win at all costs" moral standard and measure their success by sporting achievements. The current (7) for making children compete against their classmates or against the (8) produces a two-layer system, in which competitive A types seem in some way better than their B type fellows. Being too (9) to win can have dangerous consequences: remember that Pheidippides, the first marathon runner, (10) dead seconds after saying. "Rejoice, we conquer!"

(11) the worst form of competition in schools is the disproportionate emphasis on examinations. There is, for example, a (12) school that allows pupils to concentrate on those things they do well. The (13) of competition by examination are somewhat questionable, but competition in the certain (14) of failure is positively harmful.

(15) , it is neither practical nor desirable that all A youngsters change into B’s. The world needs types, and schools have an important duty to try to (16) a child’s personality to his possible future employment. It is top management.

If the preoccupation of schools with academic work was (17) , more time might be spent teaching children surer values. Perhaps selection (18) the caring professions, especially medicine, could be made less by good grades in chemistry and more by such (19) as sensitivity and sympathy. It is surely a mistake to choose our doctors exclusively from A type stock. B’s are important and should be (20) .

4()

A. draw on

B. get over

C. drag on

D. soak up