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问题 多项选择题

我国自2004年3月1日起施行的《商业银行资本充足率管理办法》，在资本监管方面进行了重大改进，主要有( )。

A．重新定义了资本范围，明确了资本的限额与限制

B．将市场风险纳入资本充足率监管框架

C．规定了0、20％、50％、100％的资产风险权重系数，取消了10％和70％的资产风险权重系数

D．信用风险和市场风险权重使用标准法，经银监会批准，银行可以使用内部模型法计算市场风险资本

E．详细规定了银行资本充足率的监管检查和信息披露制度

答案

参考答案：A,B,C,D,E

解析：解析：可以看出《商业银行资本充足率管理办法》在资本监管方面有了很多新的内容，其中A、B、C、D、E五项都属于在资本监管方面的改进。

填空题


A Recent Erymology of the Word "Culture"“文化”一词的新词源
Look in an old dictionary—say, a pre-1960 Webster’s—and you’ll likely find a definition of culture (1) looks something like this: "1．The cultivation of soil. 2．The raising, improvement, or development of some plant, animal (2) product. " This use of the word has its roots in the ancient Latin word cultura, "cultivation" or "tending," and (3) entrance into the English language had begun by the year 1430. By the time the Webster’s definition above was (4) , another definition had begun to take precedence over the old Latin denotation; culture was coming to mean "the training, (5) , and refinement of mind, tastes, and manners" (Oxford English Dictionary). The OED traces this definition, which today we associate (6) the phrase "high culture," back as far as 1805; by the middle of the 20th century, it was (7) becoming the word’s primary definition.
However, if you try a more modem source, like the American Heritage English Dictionary, (8) find a primary definition of culture which is substantially different than either of the two given above: "The totality (9) socially transmitted behavior patterns, arts, beliefs, institutions, and all other products of human work and thought. " Why such a (10) , and in such a (relatively) short period of time Well, in the past 40 years, the use of the (11) "culture" has been heavily influenced by the academic fields of sociology and cultural anthropology. These fields have gradually brought (12) was once a minor definition of culture (the last of eight definitions given in the old 1958 Webster’s quoted (13) ) into the mainstream.
It is easy to imagine how the US society which was so focused on "socially transmitted (14) patterns" in the sixties would come to need a word to describe the object of its interest. The civil (15) movement during this era brought everyone’s attention to bear on cultural differences within US society, while the Vietnam War (16) to emphasize the position of the US culture in relation to other world cultures.
Over time, these new uses (17) the word culture have eclipsed its older meanings, those associated with cultivation of the land and the production of (18) . You might say that an aspect of US culture over the past 40 years is its fascination with the (19) of culture itself—a fascination which has brought about many changes in the way we speak and the (20) of words which we commonly use.

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单项选择题

鲜黄色，体轻，飘浮水面（）

A．红花

B．西红花

C．蒲黄

D．降香

E．丁香
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