问题 单项选择题

如果一家商业银行的总资产为10亿元,总负债为7亿元,资产加权平均久期为2年,负债加权平均久期为3年,那么久期缺口等于()。

A.-1 

B.1 

C.-0.1 

D.0.1

答案

参考答案:C

解析:

根据定义,久期缺口=资产加权平均久期-(总负债÷总资产)×负债加权平均久期。依次代入相关数据,可计算得出正确答案。

阅读理解

阅读理解。

  When my wife and I went to live in an Arab country, my friends told us to

be prepared for a culture shock (文化差异).  Later, we realized that the advice

given to us by our friends was correct.

  The culture shock started with the weather.  Here, the burning sun can cook

an egg in a minute!  The hot weather made us feel so tired that we were falling

asleep at midday!

  Another culture shock was the working week. We worked from Saturdays to

Wednesdays, including Sundays. It was also strange to see people praying

(祷告)in a certain direction! They have strict rules for women. They do not let

people see their faces in public. 'I'hey do not let women drive cars, either. All

dresses worn by women have to cover the bodies completely. They believe that

women cannot be seen in public.

  At the weekends, we went camping in the desert.  I will never for-get

watching the sun setting over the desert. We also enjoyed riding on the camels.

In the end, we enjoyed living there, but their culture is very different from the

American culture.

1. The writer experienced the culture shock _____.

A. before going to the Arab country

B. after camping in the desert

C. during stay in the Arab country

D. while watching the sunset

2. People in the Arab country do not go to work _____ 

A. on Mondays and Tuesdays

B. on Saturdays and Sundays

C. on Wednesdays and Thursdays

D. on Thursdays and Fridays

3. Which of the following is strict rules for women?

a. cover faces in public          

b. not go outside

c. be dressed in white          

d. not drive cars

A. a; c                  

B. a; d

C. b; c                  

D. b; d

4. What does the writer think of living in the Arab country?

A. He enjoyed living there.

B. He enjoyed the culture there.

C. He was interested in praying.

D. He felt strange to see the weather.

5. Which animal probably lives in the Arab country?

A. Camels.              

B. Sheep.

C. Pandas.              

D. Kangaroos.

判断题