— Don't you think it necessary that he________to Miami but to New York?

— I agree, but the problem is________he has refused to. [      ]

A. will not be sent, that

B. not be sent, that

C. should not be sent, what

D. should not send, what

贷款人应设立相应的责任部门或岗位，负责贷款发放和支付审核，该部门或岗位是否独立，由贷款人根据实际业务需要确定。（）