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问题 单项选择题

风险迁徙类指标衡量商业银行信用风险变化的程度，表示为资产质量从前期到本期变化的比率，包括正常贷款迁徙率和（）。

A．不良贷款迁徙率

B．次级贷款迁徙率

C．关注贷款迁徙率

D．可疑贷款迁徙率

答案

参考答案：A

单项选择题

I was a single parent of four small children, working at a low paid job. Money was always tight, but we had a (1) over our heads, food on the table, clothes on our backs, and if not a lot, always (2) . Not knowing we were poor, my kids just thought I was (3) . I’ve always been glad about that.
It was Christmas time, and although there wasn’t (4) for a lot of gifts, we planned to celebrate with a family party. But the big (5) for the kids was the fun of Christmas (6) .
They planned weeks ahead of time, asking (7) what they wanted for Christmas. Fortunately, I had saved MYM120 for (8) to share by all five of us.
The big (9) arrived. I gave each kid a twenty-dollar bill and (10) them to look for gifts of about four dollars each. Then everyone scattered. We had two hours to shop; then we would (11) back at the "Santa’s Workshop"
Driving home, everyone was in high Christmas spirits, (12) my younger daughter, Ginger, who was unusually (13) She had only one small, flat bag with a few candies—fiftycent candies I was so angry, but I didn’t say anything (14) we got home. I called her into my bedroom and closed the door, (15) to be angry again. This is what she told me.
"I was looking (16) thinking of what to buy, and I (17) to read the little cards on the ’Giving Trees’. One was for a little girl, four years old, and all she (18) for Christmas was a doll. So I took the card off the tree and (19) the doll for her. We have so much and she doesn’t have anything. "
I never felt so (20) as I did that day.

二、完形填空

A．roof

B．hat

C．sky

D．star
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材料题

阅读下列材料：

材料1：恩格斯说：“巴尔扎克是比过去、现在和未来的一切作家都要伟大得多的现实主义大师。”维克多·雨果曾经在他的墓旁满怀敬意地感叹说，巴尔扎克的“作品比岁月还多”，当他走入坟墓的同时，也“步入了永恒的光荣”。

材料2：巴尔扎克的小说集《人间喜剧》由91部小说组成，它们从不同侧面展现了19世纪上半期法国的全部社会生活，堪称资本主义的“社 会百科全书”。

（1）恩格斯为 何称巴尔扎克为“现实主义大师”？

                                                                                                                                                                 

（2）雨果为什么说巴尔扎克的“作品比岁月还多”？

                                                                                                                                                                 

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