问题 单项选择题

在建筑工程保险中,适用于第三者责任险的除外责任不包括( )。

A.因意外事故造成工地以及邻近地区第三者人身伤亡或财产损失而依法应当由被保险人承担的赔偿责任
B.保险单物质损失项下或本应在该项下予以负责的损失及各种费用
C.由于震动、移动或减弱支撑而造成的任何财产、土地、建筑物的损失及由此造成的任何人身伤害和物质损失
D.领有公共运输行驶执照的车辆、船舶和飞机造成的事故

答案

参考答案:A

解析: 建筑工程保险的除外责任。在建筑工程保险中,适用于第三者责任险的除外责任主要有以下几个方面:1.保险单物质损失项下或本应在该项下予以负责的损失及各种费用。2.由于震动、移动或减弱支撑而造成的任何财产、土地、建筑物的损失及由此造成的任何人身伤害和物质损失。3.工程所有人、承包人或其他关系方或他们所雇佣的在工地现场从事与工程有关工作的职员、工人以及他们的家庭成员的人身伤亡或疾病。4.工程所有人、承包人或其他关系方或他们所雇佣的职员、工人所有的或由其照管、控制的财产,发生的损失。5.领有公共运输行驶执照的车辆、船舶和飞机造成的事故。6.被保险人根据与他人的协议应支付的赔偿或其他款项。

阅读理解

One day, when my wife and I were leaving a restaurant, I heard a man’s voice from a car in the car-park. After a quick look at the ear, 1 noticed the Pennsylvania license plate (牌照) at once, so I knew they had come from far away. The young man had his head partly out of the window and spoke to me as I moved closer, "Excuse me, my wife and I are trying to find a room for the night and every place in the area seems to be filled up. Do you have any suggestions for us where we might find a room?"

Well, that didn’t surprise me. After all, it was the busy time of the year for tourism. As he spoke, I noticed that his wife was pregnant (怀孕的). 1 told them that they should just keep searching (搜寻) and wished them good luck in their search. The young husband didn’t say any other word and backed out of the car-park and headed off. We also got into our car and drove home.

After a short drive, I couldn’t get this young couple out of my mind. Here they were, traveling in a different state, tired, the wife pregnant. It was at that moment that my wife told me we needed to go back and find that couple. We went back and looked for them. We even went as fat as the mountain. I’m happy that this story had a happy ending. We found them in the end, gave them a room, and now we are close friends.

小题1:The main problem the young couple had was that they couldn’t_______________.

A. find a place for the night              B. find a doctor

C, find their way                         D. afford to stay at a hotel

小题2:When the writer told him to keep searching, the young husband____________            .

A.was very happy

B.continued to ask other questions

C.thanked him and drove away

D.said nothing and drove away小题3:We can reach a conclusion from the passage that______________ .

A.the writer didn’t agree with his wife

B.the writer’s wife was a kind person as well

C.the writer had no trouble finding the young couple

D.the young couple found a room in a hotel in the end

单项选择题