问题 单项选择题

由当事人双方在保险合同中约定保险价值的,当保险事故发生后,可根据( )计算损失。

A.合同约定的保险标的价值额
B.保险标的重置价值
C.保险标的市场价值
D.保险标的估计价值

答案

参考答案:A

解析: 保险价值的确定主要有三种方法:①由当事人双方在保险合同中约定,当保险事故发生后,无须再对保险标的估价,就可直接根据合同约定的保险标的价值额计算损失;②按事故发生后保险标的市场价格确定,即保险标的的价值额随市场价格变动,保险人的赔偿金额不超过保险标的在保险事故发生时的市场价格;③依据法律具体规定确,定保险价值。

阅读理解

阅读理解。

                                                                         A Trip to the Forest

     One day Bob took two of his friends into the mountains. They put up their tents and then rode off to a

forest to see how the trees were growing.

     In the afternoon when they were about ten kilometres from their camp (营地), it started to snow. More

  and more snow fell. Soon Bob could hardly see his hands before his face. He could not find the road.

 Bob knew there were two roads. One road went to the camp, and the other went to his house. But all

 was white snow. Everything was the same. How could he take his friends back to the camp?

     Bob had an idea. The horses! Let the horses take them back! But what would happen if the horses

 took the road to his house? That would be a trip of thirty-five kilometres in such cold weather!

     It was getting late. They rode on and on. At last the horses stopped. Where were they?  

     None of them could tell. John looked around. What was that under the tree? It was one of their tents!

1. John and his two friends went to the forest to _____.

    A. build their camp

    B. find their way home 

    C. enjoy the mountains in the snow 

    D. watch the trees in the forest

2. They could not find their way back because _____.

    A. there was only one road to their camp 

    B. they couldn't decide which of the two roads led to their tents 

    C. there were no roads in the mountains at all 

    D. everything was covered by the white snow

3. It is clear that they wanted the horses to take them to _____.

    A. John's house 

    B. the camp 

    C. the forest 

    D. the mountains

4. The horses stopped because _____.

    A. it was getting late 

    B. they were tired after running for a long way 

    C. they knew that they had got to the camp 

    D. they had seen John's house   

5. The story happened _____.

    A. on a cold winter day 

    B. on a dark snowy evening 

    C. in a cold camp far from villages 

    D. at night when nothing could be seen

多项选择题