问题 单项选择题

你的客户小王目前打算购房,向银行贷款100万元,房贷利率是4%,期限是20年,每月本息平均摊还。若小王有一笔确定的投资收益30万元可以在10年后获得,届时该客户想通过这笔钱一次性还清贷款,则他的月供至少为______万元。

A.0.8087
B.0.6060
C.0.7968
D.0.7860

答案

参考答案:A

解析: 4 g i,10 g n,100PV,30 CHS FV,PMT=-0.8087万元。
FV=-30,是因为如果小王届时收到30万元用来还给银行,对小王来讲是一种现金流出。

单项选择题 B1型题
阅读理解

D

Can it be true that Australian men spend more time during the week brushing their teeth than they do alone with their children?

A new study from the University of New South Wales has discovered that during the working week, Aussie fathers only spend an average of just over a minute each day alone with their children.Australian mothers, on the other hand, spend three hours a week looking after their children — a much

greater disparity (悬殊) than in other countries like America, Denmark, Italy and France, where couples divide the child-care more evenly.

These findings will upset those who want to shake off the perhaps unfair image of Australia as a land of old-fashioned male chauvinism (大男子主义).

According to the study, Australian fathers appear to like the fun aspects of parenthood, but shy away from the drudgery.So while they tend to be happy taking the kids to the park or to sports events, they are unlikely to participate regularly in feeding, bathing, or taking the kids to school.In short, parenting is seen as a woman's job and a man's hobby in Australia.

Many people believe that in Europe the last twenty years have seen the arrival of the so-called "new man" — the man who is willing to share the housework and child-care.The "new man" never misses his children's school plays and he always gets home in time to read their bedtime story.Indeed, a questionnaire conducted in the UK indicated that almost 70 of British women thought that men were as good at raising children as women.

That's something for Aussie men to think about while they are brushing their teeth!

68.The underlined word "drudgery" refers to ______.                                 

A.enjoyable activity      B.easy job    C.social responsibility  D.boring work

69.In Australian parenting, ______.                                               

A.both fathers and mothers take it as a hobby                                                    

B.neither fathers nor mothers spend enough time on child-care                                      

C.parents don't share the same amount of child-care                                             

D.fathers don't like the kids at all

70.The passage says that the "new man" would ______.                               

A.go home right after work          B.spend more time on their work                            

C.read stories to their children    D.do all the housework

71.According to the passage, Australian fathers should                                 

A.spend more time with their kids    B.know more about their family                           

C.learn from their wives         D.stay at home longer