问题 单项选择题

下列商业银行的做法,不正确的是( )。

A.销售不能独立测算的理财计划
B.对理财计划设置市场风险监测指标
C.对理财计划的资金成本与收益进行独立测算
D.根据理财计划或相关产品的风险状况,设置适当的期限和销售起点金额

答案

参考答案:A

解析: 本题考查理财产品(计划)的政策监管要求。A项,商业银行禁止销售不能独立测算或收益率为零或负值的理财计划。

选择题
单项选择题

The war for independence from Britain was a long and economically costly conflict. The New England fishing industry was temporarily destroyed, and the tobacco colonies in the South were also hard hit. The trade in imports was severely affected, since the war was fought against the country that had previously monopolized the colonies’ supply of manufactured goods. The most serious consequences were felt in the cities, whose existence depended on commercial activity. Boston, New York, Philadelphia, and Charleston were all occupied for a time by British troops. Even when the troops had left, British ships lurked in the harbors and continued to disrupt trade.  American income from shipbuilding and commerce declined abruptly, undermining the entire economy of the urban areas. The decline in trade brought a fall in the American standard of living. Unemployed shipwrights, dock laborers, and coopers drifted off to find work on farms and in small villages. Some of them joined the Continental army, or if they were loyal to Britain, they departed with the British forces. The population of the New York City declined from 21,000 in 1774 to less than half that number only nine years later in 1783.  The disruptions produced by the fighting of the war, by the loss of established markets for manufactured goods, by the loss of sources of credit, and by the lack of new investment all created a period of economic stagnation that lasted for the next twenty years.

Why does the author mention the population of New York City in paragraph 2

A.to show that half of New York remained loyal to Britain

B.to compare New York with other cities occupied during the war

C.to emphasize the great short-term cost of the war for New York

D.to illustrate the percentage of homeless people in New York