问题 单项选择题

营运能力是指通过借款人( )的有关指标反映出来的资产利用效率,它表明企业管理人员经营、管理和运用资产的能力。

A.盈利比率
B.财务杠杆
C.现金流量
D.资产周转速度

答案

参考答案:D

解析: 营运能力是指通过借款人资产周转速度的有关指标反映出来的资产利用效率,它表明客户管理人员经营、管理和运用资产的能力。客户偿还债务和盈利能力的大小,在很大程度上都取决于管理人员对资产的有效运用程度。

填空题
阅读理解

There are many stereotypes( 定型 ) about the character of people in various parts of the United States. In the Northeast and Midwest, people are said to be closed and private. In the South and West, however, they are often thought of as being more open and hospitable . Ask someone from St. Louis where the nearest sandwich shop is, and he or she will politely give you directions. A New Yorker might eye you at first and after deciding it is safe to talk to you, might give you a rather unexpected explanation. A person from Georgia might be very kind about directing you and even suggest some different places to eat. A Texan just might take you to the place and treat you to lunch.

American stereotypes are abundant. New Englanders are often thought of as being friendly and helpful. Southerners are known for their hospitality and warmth. People from the western part of the United States are often considered very outgoing. These differences in character can be traced to different factors such as climate, living conditions, and historical development.

When travelling from place to place, Americans themselves are often surprised at the differing degrees of friendliness in the United States.

1 . The main idea of the passage is _____________.

A. even Americans are surprised at the differences among themselves

B. there are many differences in character in different parts of the USA.

C. there are many reasons for the differences

D. stereotypes about people are not necessarily true

2. Which of the following is true according to the passage?

A. New Yorkers are usually open with strangers.

B. People from the South are usually considered good

C. The friendliest Americans travel from place to place.

D. Different parts have different customs and habits.

3. The differences lie in the following except ______ of the parts.

A. the weather    B. the history    C. geography    D. the names

4 . The word "abundant" in the second paragraph may probably mean _________.

A. plentiful        B. normal      C. curious       D. strange