下列风险中，不属于商业银行开展个人理财时应防范的是( )。
A．合规性风险和操作风险
B．战略风险和管理风险
C．法律风险和声誉风险
D．市场风险和信用风险
参考答案：B
解析： 商业银行开展个人理财时，应注意五个方面的风险：①在理财产品销售和相关资产管理过程中，注意防范法律风险和声誉风险；②在理财投资过程中，注意防范市场风险和信用风险；③在从业人员管理过程中，注意防范操作风险；④在理财业务的会计处理、税务管理方面，注意防范合规性风险；⑤在确定理财业务发展方向方面，注意防范战略风险。
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| In 1977, a dead author of detective stories saved the life of a 19-month-old baby in a most unusual way. The author was Agatha Christie, one of the most successful writers of detective stories in the world. In June 1977, a baby girl became seriously ill in Qatar, near Saudi Arabia. Doctors were unable to 1 the cause of her illness, so she 2 to London and admitted to Hammersmith Hospital, where specialist help was 3 . She was then only half-conscious (半昏迷) and on the "Dangerously Ill" list. A team of doctors hurried to 4 the baby only to discover that they, 5 , were puzzled by the very unusual symptoms. While they were discussing the baby's case, a nurse asked to 6 to them. "Excuse me," said nurse Marsha Maitland, " 7 I think the baby is 8 from thallium poisoning." " 9 makes you think that?" Dr. Brown asked. "Thallium poisoning is extremely 10 ." "A few days ago, I was reading a novel called A Pale Horse 11 Agatha Christie," Nurse Maitland explained. "In the book, somebody uses thallium poison, and 12 the symptoms are 13 . They are exactly the same as the baby's." "You're very observant and you may be right," another doctor said. "We'll 14 some tests and find out 15 it's thallium or not." The 16 showed that the baby had 17 been poisoned by thallium, a rare metal used in making optical (光学 的) glass. 18 they knew the cause of illness, the doctors were able to give the correct treatment. The baby soon 19 and was sent back to Qatar. Inquiries (调查) showed that the poison 20 from an insecticide (杀虫剂) used in Qatar. | ||||
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