问题 单项选择题

某国远洋货轮“亚历山大号”满载货物从S港起航,途中遇飓风,货轮触礁,货物损失惨重,但尚未实际全损。货主向其投保的保险公司发出委付通知。在此情况下,该保险公司可以选择的处理方法是什么

A.必须接受委付
B.拒绝接受委付
C.先接受委付,然后撤回
D.不得接受委付

答案

参考答案:B

解析:[考点] 保险委付
委付是指在推定全损的情况下,被保险人把残存货物的所有权转让给保险公司,请求取得全部保险金额。委付是被保险人的单方行为,保险公司没有必须接受委付的义务,但委付一经接受则不能撤回。接受委付后,保险公司取得残存货物的所有权。当损失由第三者过失引起时,同时取得向有过失的第三方代位追偿的权利。如追偿额超过保险公司的赔付额,也不必将超出部分退还被保险人。据此,当选B。

填空题
阅读理解

阅读理解。

     A device that stops drivers from falling asleep at the wheel is about to undergo testing at Department

of Transport laboratories and could go on sale within 12 months. The system, called driver Alert, aims to

reduce deadly road accidents by 20%-40% that are caused by tiredness. Airline pilots can also use it to

reduce the 30% of all pilot-error accidents that are related to fatigue.

    Driver Alert is based on a computerized wristband. The device, worn by drivers or pilots gives out a

sound about every four minutes during a car journey. After each sound the driver must respond by squeezing

the steering wheel (方向盘). A sensor in the wristband detects this pressing action and measures the time

between the sound and the driver's response.

    Tiredness is directly related to a driver's response time. Usually, a watchful driver would take about 400

milliseconds to respond, but once that falls to more than 500 milliseconds, it suggests that the driver is getting

sleepy.

    In such cases the device gives out more regular and louder sounds, showing that the driver should open a

window or stop for a rest. If the driver's response continues to slow down, the sounds become more frequent

until a nonstop alarm warms that the driver must stop as soon as possible.

     The device has been delivered to the department's laboratories for testing. If these tests, scheduled for six

months' time, are successful, the markers will bring the product to market within about a year.

1. According to the text, Driver Alert ______.

A. aims to reduce tiredness-related accidents

B. has gone through testing at laboratories

C. aims to prevent drivers from sleeping

D. has been on sale for 12 months

2. How should a driver respond to the sounds from Driver Alert?

A. By sounding a warning

B. By touching the wristband

C. By checking the driving time

D. By pressing the steering wheel

3. We can learn from the text that the driver needs to stop for a break when his response time is ______.

A. About 400 milliseconds

B. below 500 milliseconds

C. over 500 milliseconds

D. about 400 minutes

4. When the driver gets sleepy while driving, Driver Alert ______.

A. moves more regularly

B. stops working properly

C. opens the window for the driver

D. sounds more frequently and loudly