问题 单项选择题

下列关于保险销售的意义,说法错误的是( )。

A.保险公司“生产”保险产品的目的不是为了自己消费,而只有通过销售环节才能达到保险公司的“生产”目的
B.保险产品只有转移到消费者手中,才能使保险产品产生效用,实现保险活动的宗旨
C.保险销售是实现保险经营目标的重要条件
D.通过保险销售可以发现保险条款、保险费率的制定和防灾防损工作中存在的漏洞和问题

答案

参考答案:D

解析: 保险销售是保险经营中至关重要的一个环节。首先,保险公司“生产”保险产品的目的不是为了自己消费,而只有通过销售环节才能达到保险公司的“生产”目的。其次,保险产品只有转移到消费者手中,才能使保险产品产生效用,实现保险活动的宗旨。最后,保险销售是实现保险经营目标的重要条件。只有做好保险销售,才能不断扩大承保数量,拓宽承保面,实现保险业务的规模经营,满足大数法则的要求,保持偿付能力,实现保险公司的利润目标。D项描述的是保险理赔的意义。

阅读理解

阅读理解

     The Guidance Department (教导处) at Berryville High School has a staff of eleven teachers. Most of their work is

done with the students. But the staff sees a lot of parents, too.

     "Parents meetings make clear monthly diagram(图表)."says Mildred Freman, head of the Guidance. "This diagram

stays much the same from year to year. The busy months are October, March and May. "

     September, the beginning of a new school year, starts rather slowly. Few parents come in. Most of these want to

talk about the schedules. October brings many problems caused by some students. Some parents are called in. Others

come by themselves. Things quiet down in November. December is a quiet month. "It's the holiday. "Ms Foreman

says, "People want to come in, I know, but they decide to wait until after New Year's Day. "

     Report cards go home just before Christmas holidays. Bad marks bring parents in as school opens again. This

happens again in March, another report card month. May is always the year's busiest month. That's when parents

begin to think that their children may be asked to stay in the same grade again. They come in to see if anything can

be done before things are decided in June.

1. The teachers in the Guidance Department usually __________.

A. do most of their work for the students

B. answer all the questions from parents

C. help other teachers get along with students and parents

D. only bring report cards to students and parents

2. In December parents usually __________.

A. stay at home with their children for their holidays

B. wait for the teachers to bring report cards to their children

C. wouldn't like to visit the teachers in the Guidance Department

D. let teachers have a good rest during their holidays

3. Why do some parents come to school in March? Because __________.

A. they want to see their children's teachers after Christmas holidays

B. they are called by the teachers of Guidance Department

C. bad marks have them do it

D. it's the beginning of a new school year

4. Which of the following is Right?

A. In June the school decides who will stay in the same grade again.

B. Almost all the parents come to meet Mildred Foreman every month.

C. April is also the second busiest month for the staff.

D. The parents help to do most of the work for the staff.

问答题 简答题