问题 单项选择题

银监会根据审慎监管的要求,监管人员通过实地查阅银行业金融机构经营活动的账表、文件、档案等各种资料和座谈询问等方法,对银行业金融机构的风险性和合规性进行分析、检查、评价和处理,这是银监会监管措施中的( )。

A.现场检查
B.监管谈话
C.非现场监管
D.信息披露监管

答案

参考答案:A

解析: 题干是银监会“现场检查”这一监管措施的定义。选项中四种监管措施的要点在于:“非现场监管”主要是收集数据资料基础上的分析评价;“现场检查”主要是实地查阅资料和访谈基础上的分析评价;“监管谈话”主要是与银行业金融机构的董事、高管进行谈话;“信息披露监管”主要是要求机构按照规定披露信息。

解答题
阅读理解

阅读理解。

     Car sharing is another way to drive green which is gaining in popularity, especially in urban areas. People

who may not drive every day but still want a car to run errands (差事) or drive on weekends benefit most

from car sharing. Car sharing is usually run by a service like Zipcar, though there are non-profit (非营利的)

and informal car sharing services. Members pay a monthly fee and have access to an entire fleet of cars when

they need one. The cars are parked in fixed spots around the city, so members only need to make a reservation,

and then go to the pickup spot.

     Car sharing has major environmental benefits because it reduces the number of cars on the road. Members

don't drive just because they are in a car. They plan trips, and if they don't need a car, they don't use one. Still,

a car is available to them if they need to make a big trip to the grocery store, pick someone up at the airport or

if they want to go to the beach for the day. Members also benefit by having access to a car without any of the

headaches of ownership. They usually don't have to pay for the gas, insurance or maintenance (保养), and the

monthly membership fee is less than a typical car payment. So if you really want to go green but aren't ready to

totally give up a car yet, car sharing may be the way to go.

     If you still need to get around, but want to go even greener than sharing a car, share a bus!

1. The author intends to tell us that car sharing _____.

A. has become the most popular way to go to work

B. has become the best way to cut living costs

C. is becoming more and more popular in cities

D. is becoming popular both in urban and rural (乡村的) areas

2. We can learn from the passage that _____.

A. Zipcar can't help you if you are running urgent errands

B. Zipcar, different from other services, is aimed at green driving with no profit

C. Zipcar is a company supplying car sharing services for a monthly payment

D. Zipcar is a company providing formal car sharing free

3. The second paragraph mainly tells us _____.

A. why people will share a car

B. why car sharing benefits the environment

C. why car sharing is cheaper than owning a car

D. why a car is available to members

4. Which of the following is NOT mentioned in the passage?

A. Car sharing has become a new trend (趋势).

B. Car sharing can save you the headaches of ownership.

C. Bus sharing is even greener than car sharing.

D. Zipcar is the largest company offering car sharing services.