问题 单项选择题

( )用于衡量银行实际承担损失超出预计损失的那部分损失。

A.经济资本

B.监管资本

C.会计资本

D.核心资本

答案

参考答案:A

解析:解析:会计资本也称为账面资本,是指银行资产负债表中资产减去负债的余额,即所有者权益。经济资本是指银行内部管理人员根据银行所承担的风险计算的,银行需要保有的最低资本量。它用于衡量和防御银行实际承担的损失超出预计损失的那部分损失,是防止银行倒闭的最后防线。监管资本是银行监管当局为了满足监管要求、促进银行审慎经营、维持金融体系稳定而规定的银行必须持有的资本。

单项选择题 A1/A2型题
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An eighteen-year-old high school student from Utah won the top prize in the Intel Science Talent Search in the United States. The winner received a computer and a scholarship for a college education.

More than 1,500students from across the country entered projects in the competition this year. Their research included chemistry, medicine, physics, mathematics, engineering, and computer science-almost every area of science.

Forty students were invited to Washington, D.C. for the final judging. A group of scientists judged them on their research abilities, critical thinking skills and creativity. The judges also questioned the students about scientific problems before deciding on the winners.

The top winner received 100,000 dollars for college. Shannon Babb of American Fork High School studied the water quality of tile Spanish Fork River in Utah for six years. She found that people have a harmful effect on the river through human activity, including agriculture. And she suggested ways to improve the water quality in the future. These include educating the public not to put household chemicals down the drains(下水道), which lead to the river eventually.

Seventeen-year-old Yi Sun of the Hanker School in San Jose, California, earned the second place. He won a 75,000-dollar scholarship for new discoveries about a mathematical theory known as random walks. His work could help computer scientists and chemists. Yi Sun was born in China.

The third-place winner was also seventeen and born in China. Yuan “Chelsea” Zhang of Montgomery Blair High School in Rockville, Maryland, won a 50,000-dollar scholarship. She researched the molecular genetics(分子遗传学)of heart disease. Her findings could aid the development of new medicines.

The Intel Science Talent Search is the oldest science competition for high school students in the United States. It is 65 years old this year. Past winners have gone on to receive six Nobel prizes and other top honors in science and math.

小题1:What do we know about the talent search project?  

A.Most of its winners have received Nobel prizes.

B.The project includes researches in every area of science.

C.Only a small part of the students can attend the final judging.

D.Most of the winners come from Asian countries.小题2:According to the text,         .   

A.water quality in Utah will be better than that in the other states

B.the river was polluted only by those living near it

C.Shannon Babb suggested more than one way to improve the water quality

D.household chemicals should be kept in the drains forever小题3:Which of the following about the girl from Maryland is NOT true? 

A.The scholarship she received was half as many as Shannon Babb.

B.Her discovery is of great help to Chinese medicine.

C.Her research will contribute to the cure of heart disease.

D.She and the second-place winner Yi Sun have something in common.小题4:What is the text mainly about?  

A.Three winners' contributions to science and math.

B.Three Chinese students won the Science Talent Search.

C.Great rewards were given to winners in the competition.

D.Winners of the Intel Science Talent Search in the US.小题5:Where are you most likely to find this text?  

A.In a newspaper.

B.In a handbook.

C.In a textbook.

D.In a medical magazine.