问题 单项选择题

甲、乙两家企业均为某商业银行的客户,甲的信用评级低于乙,在其他条件相同的情况下,商业银行为甲设定的贷款利率高于为乙设定的贷款利率,这种风险管理的方法属于( )。

A.风险补偿

B.风险转移

C.风险分散

D.风险对冲

答案

参考答案:A

解析: 对于信用评级低的客户收取较高的贷款利率,对自己承担更高的风险进行补偿。

选择题
单项选择题

Lobbying groups often try to disguise a financial self-interest by clumsily dressing up their arguments in the guise of concern for the public. You see this tendency in the pharmaceutical industry (21) in energy and lumber companies who like to tout their (22) of the environment. But (23) , two new books argue, are these tactics more (24) a cause for concern than in agribusiness.
Marion Nestle’s "Food Safety: Bacteria, Biotechnology, and Bio-terrorism’ looks at the way the American meat and biotechnology industries have (25) successfully on Capitol Hill (26) stricter federal regulation, which the author argues has undermined the safety of the food supply.
(27) , Maxime Schwartz’s "How the Cows Turned Mad" (28) the origins of mad-cow disease over more than two centuries, and reveals the fallout from the British government’s blind (29) that the disease could not be (30) to humans.
In 1999, Ms Nestle writes in her earlier book, Rosemary Mueklow, the executive director of the National Meat Association, lobbied against President Clinton’s (31) to establish a more thorough testing regime for E. coli 0157: H7, a potentially (32) pathogen.
Ms Muck low’s organization—which represents meatpackers and processors who (33) to discard or reprocess meat found to be infected under the new testing regime—argued on Capitol Hill that (34) microbial testing in meat could actually lead to a greater public health risk (35) confident consumers might relax their own safe-handling procedures at home.

A. transformedB. transmittedC. transportedD. infected