问题 多项选择题

下列关于备用信用证的说法,正确的有( )。

A.备用信用证是银行对借款人的一种担保行为

B.备用信用证的开证行要承担对受益人的第一付款责任

C.备用信用证主要分为可撤销的备用信用证和不可撤销的备用信用证两类

D.没有申请人的指示,可撤销的备用信用证开证行不会随意撤销信用证

E.不可撤销的备用信用证是指一经产生即不可以撤销或修改的备用信用证

答案

参考答案:A,C,D

解析: 备用信用证与其他信用证相比,其特征是在备用信用证业务关系中,开证行通常是第二付款人,即只有借款人发生意外才会发生资金的垫付,B选项错误。不可撤销的备用信用证是指开证行不可以单方面撤销或修改信用证。对受益人来说,开证行不可撤销的付款承诺使其有了可靠的收款保证,E选项错误。

阅读理解

D

An “apple-polisher” is one who gives gifts to win friendship or special treatment. It is not exactly a bribe(贿赂), but is close to it.

“Apple-polishing” is as old as human society, but the phrase itself is recent, about 50 years old. It comes from the schoolroom. For a long time, some schoolboys would leave a shiny(有光泽的,发光的) apple on the teacher’s desk. They would rub and polish the apple to give it a bright shine, so as to make it look more tasty. Such a gift, the students hoped, might make the teacher shut her eyes to their poor work and give them a good mark.

All sorts of people are apple-polishers, including politicians and people in high offices—almost everybody.

There are other phrases meaning the same thing as “apple-polishing”— “soft-soaping” or “buttering-up”. A gift is just one way to “soft-soap” somebody, or to “butter him up”.

Another way that is just as effective as apple-polishing is flattery, giving someone high praise — telling him how good he looks, or how well he speaks, or how wise he is. Flattery, of course, is the cheapest kind of “apple polishing”.

To flatter another costs you nothing and you can give it as freely as you want. And you can always find somebody eagerly looking for it.

53. An “apple-polisher” is one who ________.

A. tries to please someone to get favor   

B. bribes with money to get something

C. is really friendly to everyone around him

D. plants apple trees and polishes his apples every day

54. Why did the students polish the apple for their teacher?

A. They hoped that she would not pay attention to them.

B. They didn’t want her to wash the apple by herself.

C. They wished to draw her attention.

D. They longed for her giving them a good mark.  

55. According to the passage, the cheapest way to please someone is ________.

A. to flatter him                                               B. to bribe him

C. to talk freely with him                             D. to play jokes on him

56. The author seems to suggest that ________.

A. nobody likes to be flattered                    B. very few people apple-polish others

C. apple-polishing is a kind of bribe            D. many people like to be soft-soaped

多项选择题