问题 单项选择题

一般来说,处于()的投资人的理财理念是避免财富的快速流失,承担低风险的同时获得有保障的收益。

A.少年成长期

B.青年成长期

C.中年稳健期

D.退休养老期

答案

参考答案:D

解析:

答案为D。本题考查生命周期理论在个人理财中的应用。最好结合实际理解记忆各阶段人群的投资理念和投资策略。少年成长期,顾名恩义,这个人群的特点是没有或有较低的收入,富余的一点钱就都存到银行里,基本没有理财需求;而青年人收入上升,年少气盛,追求快速增加资本积累,愿意承担高风险,获得高收益;人到中年,开始追求稳定,风险厌恶程度提高;退休养老,没有收入来源,当然要尽力保全已有财产,高度厌恶风险。

完形填空

根据短文内容,从短文后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。(请将答案写在答题纸上)

        Getting to Now: How to Beat the Procrastination Habit

  I am a procrastinator(拖拉者). I always have been. I've tried all sorts of things to beat the habit. Here are some techniques I've been using to try to force myself to get to now:

  Set aside blocks of time to do things. When I was talking with my wellness coach earlier this year, she asked me why I didn't exercise more often. “ 小题1: ,” I said. “Something always comes up.” She wasn’t impressed. “J.D.,” she said, “You have to make time. Make an appointment with yourself to run or to go for a bike ride.” The same principle applies to other things you might procrastinate.

   小题2: . Often I’ll be sitting on the back porch reading a book, and it will occur to me that some chore needs to be done — mending the fence, for example. “ 小题3: ,” I tell myself. Wrong! What usually happens is that I forget to write it down, and even if I do, I just look at the list and procrastinate for weeks on end. The best move is to actually do the chore when I think of it. (Assuming, of course, that I have the time at that moment,which I usually do.)

  Use a timer to bring you back to reality. Part of the reason I procrastinate is that I'm a daydreamer.  小题4: . One way to keep on track is to use a timer. I use the Ultrak Jumbo Countdown Timer, but not as often as I should. I set it for 48 minutes. When it goes off,  小题5: : Am I doing what I'm supposed to be doing?

  Do not multitask. I often start many things at once, but I never actually do any of them. In order for me to get something done, I need to focus my attention on it. Trying to do several things at once is a sure way to be sure they'll all be unfinished tomorrow.

A.I’m always lost in thought

B.it brings me back to reality

C.If it comes to mind, then do it

D.I don’t have the time  E. it serves as an instant reality check

  F. Do it right away if you are asked to do something

  G. I need to write that down so I can remember it

单项选择题 A3/A4型题