问题 单项选择题

李某于2007年8月15日提出投保申请,投保一份定期寿险,保险金额10万元,并已支付首期保费,2007年8月20日收到保险合同。2007年8月22日李某提出解除合同的书面申请,并将该书面材料以挂号信的方式寄至保险公司,不料李某在从邮局回家途中遭遇车祸,当场死亡。则保险公司应该()

A.赔偿0元

B.赔偿10万元

C.全额退还保费

D.退还现金价值

答案

参考答案:B

解析:

犹豫期内投保人可以撤销保险合同,全额收回已缴保费。解除合同时,投保人需要填写申请书,并提供投保人的保险合同及保险公司要求的相关资料,自保险公司收到投保人申请解除合同的书面申请之日起,保险合同即被解除。李某发生保险事故时,书面申请刚刚寄出,保险公司还没有收到,保险合同仍然在有效期内,因此保险公司应该全额赔偿。

单项选择题 A1/A2型题
阅读理解

A young man was getting ready to graduate from college. For many months he had admired a beautiful sports car in a dealer's showroom, and knowing his father could well afford it, he told him that was all he wanted.

As Graduation Day approached, the young man awaited signs that his father had purchased the car. Finally, on the morning of his graduation, his father called him into his private study. His father told him how proud he was to have such a fine son, and told him how much he loved him. He handed his son a beautiful wrapped gift box. Curious, but somewhat disappointed, the young man opened the box and found a lovely, leather-bound Bible, with the young man's name embossed in gold. Angrily, he raised his voice to his father and said, "With all your money you give me a Bible?" He then stormed out of the house, leaving the Bible.

Many years passed and the young man was very successful in business. He had a beautiful home and a wonderful family, but realizing his father was very old, he thought perhaps he should go to see him. He had not seen him since that graduation day. Before he could make the arrangements, he received a telegram telling him his father had passed away, and willed all of his possessions to his son. He needed to come home immediately and take care of things.

When he arrived at his father's house, sudden sadness and regret filled his heart. He began to search through his father's important papers and saw the still new Bible, just as he had left it years ago. With tears, he opened the Bible and began to turn the pages. As he was reading, a car key dropped from the back of the Bible. It had a tag with the dealer's name, the same dealer who had the sports car he had desired. On the tag was the date of his graduation, and the words. "PAID IN FULL".

How many times do we miss blessings because they are not packaged as we expected? Do not spoil what you have by desiring what you have not; but remember that what you now have was once among the things you only hoped for.

Sometimes we don't realize the good fortune we have or we could have because we expect "the packaging" to be different. What may appear as bad fortune may in fact be the door that is just waiting to be opened.

小题1:According to the passage we can infer that _________.

A.the author’s father was once very rich.

B.the author’s father didn’t love him.

C.the author’s father had not enough money to buy a run car.

D.the author’s thought was wildly unrealistic.小题2:When author graduated from his school, his father sent him _________.

A.a beautiful run car

B.a new leather-bound Bible

C.a gift he hoped for

D.only an empty box小题3:After graduation, author _________ before his father died.

A.often went to see his father

B.had never gone home

C.went home once in the while

D.always contacted his father by phone小题4:The passage can imply that _________.

A.Good fortune lies within bad, bad fortune lurks within good.

B.The author’s father didn’t understand his child.

C.where there is a will, there is a way.

D.Every man is the son of his own works.