问题 单项选择题

()即通过事先设计有关损失风险问题的调查表格,到现场获得第一手资料而进行风险识别和分析的方法。该方法对于损失风险管理制度不太完善的中小企业或事业单位是比较适用的方法。

A.风险清单法

B.流程图分析法

C.财务报表分析法

D.实地调查法

答案

参考答案:D

解析:

[考点] 风险识别。实地调查法即通过事先设计有关损失风险问题的调查表格,到现场获得第一手资料而进行风险识别和分析的方法。实地调查法对于损失风险管理制度不太完善的中小企业或事业单位是比较适用的方法,因为它可以利用保险公司的专业人员或行业协会、咨询机构就企业或事业单位可能遭受的风险进行详细调查与分析,进而形成风险调查报告供单位进行风险管理参考。

单项选择题
单项选择题

Although there are many skillful Braille readers, thousands of other blind people find it difficult to learn that system. They are thereby shut (1) from the world of books and newspapers, having to (2) on friends to read aloud to them.

A young scientist named Raymond Kurzweil has now designed a computer which is a major (3) in providing aid to the (4) .His machine, Cyclops, has a camera that (5) any page, interprets the print into sounds, and then delivers them orally in a robot-like (6) through a speaker. By pressing the appropriate buttons (7) Cyclops’s keyboard, a blind person can "read" any (8) document in the English language.

This remarkable invention represents a tremendous (9) forward in the education of the handicapped. At present, Cyclops costs $ 50,000. (10) , Mr. Kurzweil and his associates are preparing a smaller (11) improved version that will sell (12) less than half that price. Within a few years, Kurzweil (13) the price range will be low enough for every school and library to (14) one. Michael Hingson, Director of the National Federation for the Blind, hopes that (15) will be able to buy home (16) of Cyclops for the price of a good television set.

Mr. Hingson’s organization purchased five machines and is now testing them in Maryland, Colorado, Iowa, California, and New York. Blind people have been (17) in those tests, making lots of (18) suggestions to the engineers who helped to produce Cyclops.

"This is the first time that blind people have ever done individual studies (19) a product was put on the market," Hingson said. "Most manufacturers believed that having the blind help the blind was like telling disabled people to teach other disabled people. In that (20) , the manufacturers have been the blind ones.

20()

A.occasion

B.moment

C.sense

D.event