问题 单项选择题

个人汽车贷款中,对于符合贷款条件的客户,如其资金周转存在一定的周期性,在准确把握其还款能力的基础上,也可选择按月还息,按计划表还本的还款方式,但此种还款方式下的借款人必须在贷款发放后的第( )个月开始偿还首笔贷款本金。

A.2

B.3

C.4

D.5

答案

参考答案:C

解析: 本题考查个人汽车贷款中的信用风险防控措施:其中对于符合贷款条件的客户,如其资金周转存在一定的周期性,在准确把握其还款能力的基础上,也可选择按月还息,按计划表还本的还款方式,但此种还款方式下的借款人必须在贷款发放后的第4个月开始偿还首笔贷款本金。

完形填空

第二节:完形填空(共20小题;每小题1.5分,满分30分)

阅读下面短文,掌握其大意,然后从36~55各题所给的四个选项(A、B、C和D)中,选出最佳选项。

No matter how many boos (嘘声) or abuses you get, they shouldn’t stop you from being the champion you are.

When I was in primary school, I was 36 asked by my teachers to sit at the 37 of the class because I was not clever. I was the butt (对象) of class jokes. I was all alone, friendless and 38. I hated school, but my dad would have none of it. He 39 telling me that I was a champion, if I 40 it.

A turnaround 41 one day when I remembered the spelling of the word “cognoscenti”, a word all the other “42” students had forgotten how to spell because they spent their free time 43 me. I raised my hand 44 I wasn’t asked to spell. I stood up and went to the front of the class, with 23 pairs of eyes 45 on me. My teacher grabbed her cane (藤条), ready to beat me if I’d 46. I spelt the word and became a(n) 47 champion. I represented and won for my school, five Spelling Bee championships.

Secondary school had its own share of 48. I was tall but wasn’t good at any 49. I loved basketball and lawn tennis. The first day I held a racket, I was disgraced (使丢脸) by my opponent (对手). He 50 six straight sets without sweat and there I was sweating 51 as if I’d run a marathon, while I hadn’t even made a single point.

My dad’s 52 kept playing in my ears, “Stanley, you’re a champion if you believe it.” I did. Finally, I was not only 53 at lawn tennis and basketball. I was an all-round athlete and 54 won both athletic and academic scholarships to college.

Now, staring at this old racket of defeat that once brought me 55, I can’t help but say to it, “You made me a champion when I believed.”

36. A. seldom               B. never                     C. once                     D. always

37. A. back                B. front                     C. outside                    D. middle

38. A. shocked             B. satisfied                   C. depressed                 D. surprised

39. A. avoided              B. preferred                 C. forgot                     D. kept

40. A. started               B. imagined                 C. liked                       D. believed

41. A. came                 B. followed                  C. worked                    D. paid

42. A. poor                  B. bright                      C. dull                         D. active

43. A. picking out         B. getting along with     C. looking after            D. making fun of

44. A. only if               B. just as                      C. as if                        D. even though

45. A. fixed                 B. closed                     C. held                        D. called

46. A. delay                 B. fail                         C. fight                       D. offend

47. A. permanent          B. frequent                  C. instant                     D. temporary

48. A. aims                   B. targets                      C. reasons                    D. challenges

49. A. sport                  B. subject                    C. action                      D. field

50. A. moved               B. won                        C. missed                     D. found

51. A. slightly              B. weakly                    C. heavily                    D. openly

52. A. songs                 B. voices                      C. whispers                  D. words

53. A. good                  B. angry                       C. strict                       D. serious

54. A. still                   B. even                        C. yet                          D. thus

55. A. pride                 B. joy                          C. shame                     D. happiness

问答题