下列产品中不适合推荐给后享受型客户的是( )。
A．区域型基金投资组合
B．养老险
C．退休年金
D．现金卡
参考答案：D
解析： 后享受型客户习惯于将大部分选择性支出都存起来，其储蓄投资的最重要日标就是期待退休后享受更高品质的生活水平。他们在工作期间全力以赴，不注重眼前享受，努力赚取远超过生活所需的收入，维持高储蓄率以迅速累积财富，高储蓄率是其最突出的特征。因此，推荐偏消费的现金卡不容易被后享受型客户接受。
阅读下面短文，掌握其大意，然后从下列各题所给的四个选项中，选出一个最佳答案。 On a snowy evening, a rich lady was standing by the road．She was very worried．Her had broken down．Just then a poor man named Robert came．He was on his back home from work as usual． The lady wondered, “Is the man going to me? He looks very cold and hungry．" But to her surprise, stopped and said with a smile, “Can I help you, madam?" After forty , the car was at last fixed by Robert．The lady wanted to pay him． “No, that's , madam．” he said, “I was just helping someone in ．If you really want to pay me back, I hope you see someone in need, you should give him a hand．” A few minutes later, the lady a very old house by the road．She remembered Robert's words, so she stopped． The hostess(女主人) warmly asked her ．The lady could see that it was a family and that they needed help．When the hostess was making tea in the kitchen, the lady on a table 500 dollars and went away quietly． Robert came home later than before, thinking how ____their life was. His wife was pregnant(怀孕) and the baby was to be born the next month but there was not _____money. His wife went up to him, gave him a kiss and said softly, “Don’t worry, dear! Everything’ going to be all _____. A stranger has helped us out.” Let’s always be ready to help others because helping others is helping ourselves.
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