问题 多项选择题

投保下面( )是为防海上运输途中货物被窃。

A.一切险加保偷窃险

B.水渍险加保偷窃险

C.平安险加保偷窃险

D.一切险

答案

参考答案:B,C,D

解析: 一切险的责任范围包括:水渍险的责任范围;被保险货物在运输途中因一般外来原因(如被窃、雨淋、渗漏、碰损、破碎、串味、受潮受热、钩损等)造成的全部或部分损失。一切险中已包括了 11种一般附加险,无须再加保偷窃险。
水渍险的责任范围包括:平安险的责任范围;被保险货物由于自然灾害造成的其他部分损失。
平安险的责任范围包括:在运输途中自然灾害(如:恶劣气候、雷电、海啸、地震、洪水等)造成的整批货物的全部损失;在运输途中意外事故(如:搁浅、触礁、沉没、互撞等)造成的全部或部分损失;在运输工具已经发生意外事故的情况下,货物在此前后又在海上遭受自然灾害所造成的部分损失;在装卸或转运时,一件或数件货物落海所造成的全部或部分损失;抢救、防止或减少货损发生的合理施救费用,但以不超过该批被救货物的保险金额为限;运输工具遭难后,在中途港、避难港由于卸货、存仓以及运送货物所产生的损失和特别费用;共同海损的牺牲、分摊和救助费用;根据“船舶互撞责任条款”应由货方偿还船方的损失。

阅读理解

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单项选择题