问题 单项选择题

分红保险的红利来源于( )。

A.利差益
B.费差益
C.死差益
D.保险公司的盈余

答案

参考答案:D

解析: 分红保险的红利实质上是保险公司的盈余。盈余就是保单资产份额高于未来负债的那部分价值。保险公司的精算等相关部门每年都要计算盈余中可作为红利分配的数额,并由公司基于商业判断予以决定分配的数额,此决定分配的数额称为可分配盈余。

多项选择题
单项选择题

Many people who work in London prefer to live outside it, and to go in to their offices or schools every day by train, car or bus, even though this means they have to get up early in the morning and reach home late in the evening.

One advantage of living outside London is that houses are cheaper. Even a small flat in London without a garden costs quite a lot to rent. With the same money, one can get a little house in the country with a garden of one’s own.

Then, in the country one can rest from the noise and hurry of the town. Even though one has to get up earlier and spend more time in trains or buses, one can sleep better at night and during weekends and on summer evenings, one can enjoy the fresh, clean air of the country. If one likes gardens, one can spend one’s free time digging, planting, watering and doing the hundred and one other jobs which are needed in a garden. Then, when the flowers and vegetables come up, one has the reward of one who has shared the secret of Nature.

Some people, however, take no interest in country things: for them, happiness lies in the town, with its cinemas and theatres, beautiful shops and busy streets, dance-halls and restaurants. Such people would feel that their life was not worth living if they had to live it outside London. An occasional walk in one of the parks and a fortnight’s (two weeks) visit to the sea every summer is all the country they want: the rest they are quite prepared to leave to those who are glad to get away from London every night.

The underlined word rest in the last paragraph refers to ().

A. the rest time

B. the rest people

C. the rest of the country

D. the rest of the parks and of the sea