问题 多项选择题

下列各种情形中,可以申请个人住房贷款的是( )。

A.房地产开发商建造某个人住房楼盘

B.个人自建自住房

C.个人对房屋进行大修

D.个人租房

E.个人购买第二套商品房

答案

参考答案:B,C,E

解析:[真题解析] 个人住房贷款是向购买、建造、翻建、大修自住住房的个人所发放的贷款。个人租房不可以申请个人住房贷款。所以,选项D不符合题意。房地产开发公司开发楼盘属于公司行为,不属于个人行为,应申请公司贷款。所以,选项A不符合题意。因此,本题的正确答案为B、C、E。

改错题
阅读理解

Many a young person tells me he wants to be a writer. I always encourage such people, but I also explain that there’s a big difference between “ being a writer” and “ writing”. In most cases these individuals are dreaming of wealth and fame, not the long hours alone at a computer. “You’ve got to want to write,” I say to them, “not want to be a writer.”

The reality is that writing is a lonely, private and poor paying affair. For every writer kissed by fortune there are thousands more whose longing is never rewarded. When I left a 20-year career in the US Coast Guard to become a free writer, I had no promise at all. What I did have was a friend who found me my room in a New York apartment building. It didn’t even matter that it was cold and had no bathroom. I immediately bought a used computer and felt a real writer.

After a year or so, however, I still hadn’t gotten a break and began to doubt myself. It was so hard to sell a story that barely made enough to eat. But I know I wanted to write. I had dreamed about it for years. I wasn’t going to be one of those people who die wondering. What if?  I would keep putting my dream to the test--- even though it meant living with uncertainty and fear of failure. This is the Shadowland of hope, and anyone with a dream must learn to live there.

小题1:The passage is meant to _______.

A.warn young people of the hardships that a successful writer has to experience

B.advise young people to give up their idea of becoming a professional writer

C.show young people it’s unrealistic for a writer to be after wealth and fame

D.encourage young people to be after a writer career小题2:What can be concluded from the passage?

A.Real writers often find their work interesting and rewarding

B.Writer’s success depends on luck rather than on effort

C.Famous writers usually live in poverty and isolation(隔离)

D.The chances for a writer to become successful are small小题3:Why did the author begin to doubt himself after the first year of his writing career?

A.He wasn’t able to produce a single book

B.He hadn’t seen a change for the better

C.He wasn’t able to have a rest for a whole year

D.He found his dream would never come true小题4: “Shadowland” in the last sentence refers to _____. 

A.thewonderlandonoftendreamsabout

B.thebrightfuturethatoneislookingforwardto

C.thestateofuncertaintybeforeone’sfinalgoalisreached

D.aworldthatexistsonlyinone’simagination