以下不属于信用贷款的特点是( )。
A．信用贷款不需要保证和抵押
B．信用贷款风险较大
C．一般仅向实力雄厚、信誉卓著的借款人发放
D．期限较长
参考答案：D
解析： 信用贷款是指凭借款人信誉发放的贷款。其最大特点是不需要保证和抵押，仅凭借款人的信用就可以取得贷款。信用贷款风险较大，发放时需从严掌握，一般仅向实力雄厚、信誉卓著的借款人发放，且期限较短。
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 nd reading e-mail have become one of the most popular daily activities around the world, either for business or for pleasure. Now, more and more teachers and students are 1 this form (形式) of communication to 2 their language skills, particularly in English. E-mail has become so popular because it's quite 3 . In the past, teachers often 4 pen pal projects so that their students could 5 ideas with their pen pals. But sending and 6 paper letters could take a few weeks sometimes, so students might lose 7 in the project some day. Now with e-mail, __8__ , messages can be sent or received 9 on the Internet. 10 of waiting for days or weeks, students can receive a reply during days, hours, or even minutes. |