So far this year, no measures _______ against cruelty to animals despite their protest in the

newspaper.

A．have taken

B．have been taken

C．had been taken

D．had taken

下列商业助学贷款贷后检查内容属于担保情况检查的是( )。

A．借款人是否按期足额归还贷款

B．有无发生可能影响借款人还款能力的突发事件

C．借款人的住所、联系电话有无变动

D．抵押物的保险单是否按合同约定续保