问题
单项选择题
对于划分为损失类的贷款,应按贷款余额的( )计提专项准备金。
A.20%
B.50%
C.80%
D.100%
答案
参考答案:D
解析: 对于划分为损失类的贷款,应按贷款余额的100%计提专项准备金。对于大额的可疑类贷款,如果以固定的比率按照分类结果计提,其内在损失率与计提比率的误差将对银行的贷款损失准备金总体水平产生较大影响。
对于划分为损失类的贷款,应按贷款余额的( )计提专项准备金。
A.20%
B.50%
C.80%
D.100%
参考答案:D
解析: 对于划分为损失类的贷款,应按贷款余额的100%计提专项准备金。对于大额的可疑类贷款,如果以固定的比率按照分类结果计提,其内在损失率与计提比率的误差将对银行的贷款损失准备金总体水平产生较大影响。
完形填空。 | |||
People and animals live in the same world. We should keep the balance 1 people and animals. If the balance destroyed, there 2 bad results to both people and animals.Wild animals are 3 of people. We 4 protect them, or there will be no wild animals in the future. There is a black and white animal 5 in China.It is always known as the national treasure (国宝)of China. Everyone knows it is 6 Giant panda. Now there are 7 pandas than before. 8 of them live in Sichuan and Gansu Provinces. There are also some other rare animals in China. However, the number 9 smaller and smaller than before. So people should help these animals. They are 10 disappearing from the world. | |||
( )1. A. between ( )2. A. could be ( )3. A.friend ( )4. A. has to ( )5. A. lives ( )6. A. call ( )7. A. few ( )8. A. Most ( )9. A. is become ( )10. A. in dangerous | B. among B. is B. enemy B. must B. lived B. name B. less B. Many B. is becoming B. in danger | C. in C. will be C. enemies C. needs to C. living C. calling C. fewest C. More C. become C. in danger of | D. along D. may be D. friends D. have D. to live D. called D. more D. The most D. become D. out of danger |