问题 单项选择题

下列违规行为中,不受银行业监督管理机构处罚的是( )。

A.将一般储蓄存款产品作为理财计划销售并违反国家利率管理政策,进行变相高息揽储的

B.提供虚假的成本收益分析报告或风险收益预测数据的

C.不具备理财业务人员资格的业务人员向客户提供理财顾问服务、销售理财计划或产品的

D.未按规定进行客户评估的

答案

参考答案:C

解析: C项应由商业银行承担民事责任,而业务人员不受银行业监督管理机构处罚。

写作题

第二节读写任务(共1小题,满分25分)

阅读下面的短文,然后按照要求写一篇150词左右的英语短文。

A little boy is telling his Grandma how "everything" is going wrong, school, family problems, severe health problems, etc.

Meanwhile, Grandma is baking a cake. She asks her grandson if he would like a cake, which, of course, he does.

"Here, have some cooking oil."

"Terrible!" says the boy.

"How about a couple raw eggs?"

" Terrible! Grandma!"

"Would you like some flour then? Or maybe baking soda?"

"Grandma, those are all awful!"

To which Grandma replies:“Yes, all those things seem bad by themselves, but when they are put together in the right way, they make a wonderfully delicious cake!

“Life works the same way. Many times we wonder why it would let us go through such bad and difficult times. But life knows that when it puts these things all in its order, they always work for good!

“The trials(考验)of life serve a meaningful purpose in making us stronger. Do not lose heart if life is not easy for you right now, but encourage yourself and know you will be much stronger mentally and physically because of the trials of life. ”

[写作内容]

1.以约30个词概括这段短文的内容;

2.然后以约120个词以“Facing the Trials of Life”为题进行议论,内容包括:

(1) 你阅读短文后的感受;

(2) 简述你经历过的一次困难或考验;

(3) 你认为应当如何看待生活中的考验。

[写作要求]

1.在作文中可以使用自己亲身的经历或虚构的故事,也可以参照阅读材料的内容但不得直接引用原文中的句子;

2.作文中不能出现真实姓名和学校名称。

[评分标准]

概括准确,语言规范,内容合适,篇章连贯。

单项选择题